SIPP is a nationally representative longitudinal survey that provides comprehensive information on the dynamics of income, employment, household composition, and government program participation. It offers a rich variety of information, allowing for examinations of: - Adult and child...

We evaluate the impact of loan-to-value restrictions on household financial vulnerability. Using Norwegian tax data, we first document a beneficial leverage effect, in which households respond to the regulation by reducing house purchase probabilities, debt and interest expenses. Second, we...

This will feature research from a wide range of disciplines and approaches on the topic of consumer finance. Topics include, but are not limited to: competition and market power in the financial sector; technological innovation in financial markets and consumer impacts, including the use of big...

This paper investigates how monetary expansion affects household consumption and savings through household debts. Using monetary policy cuts in China in the end of 2008 as an experiment, we find that the resulted increase in indebted households’ disposable income leads to increasing...

This paper develops a new class of poverty and inequality measures we call common prosperity. This measure complements existing classes of measures and allows decomposition across income sources or components of consumption expenditure. This framework enables us to study the trade-off between...

This year’s conference will focus on ways of overcoming a pandemic crisis and the role of governments and central banks in the post-pandemic economy. Second general topic of the conference relates to financial management in oil and gas industry in the light of energy transformation. Other...

This workshop focuses on how home production and market work change during the process of structural transformation, as an economy develops. We are particularly interested in how different types of barriers -- in the home and the market -- affect the movement of work from households into the...

Topics: - regulation, firms and financial intermediation - law, politics and finance - unconventional fiscal and monetary policy - macroprudential policy and real estate - digitalisation of financial institutions and markets - financial networks and systemic risk - pricing of climate risk in...

The 2022 Tokyo conference will bring together leading researchers and practitioners in the field of real estate from all over the world. The aim is to enhance interdisciplinary discussions pursuing the conference theme, “Towards Sustainable Real Estate.” The 2022 Tokyo conference will be...

The purpose of the 2022 workshop of IZA’s “Labor Statistics” program area is to bring together senior and junior researchers to discuss their recent empirical research related to incomes, living costs, and standards of living. Among other possible topics, papers of interest might present...