Snellman, Heli - Suomen Pankki - 2006
This study discusses the effects of the Automated Teller Machine (ATM) network market structure on the availability of … cash withdrawal ATM services and cash usage. The aim and novelty of the study is to construct the ATM equation. The study … also contributes to the earlier discussion on the effects of ATMs on cash usage. The monopolisation of ATM network market …