Lin, Zhangxi; Whinston, Andrew B.; Fan, Shaokun - In: Financial innovation : FIN 1 (2015) 5, pp. 1-24
the advent of the Internet finance era. Applying the exploratory research approach, we investigate major innovative … loan services, and digital currencies. Then we propose a market structure of Internet finance extended from the traditional … financial market. We claim that credit management is the key issue in the marketplace of Internet finance, characterized by big …