Djankov, Simeon; Miranda, Pedro; Seira, Enrique; … - 2008
accounts. The survey, which was
conducted in 2005, contains information on nearly
5,000 households. The findings show that … Working Papers are also posted on
the Web at http://econ.worldbank.org. The author may be contacted at SSharma1@ifc … use of informal savings instruments which may offer lower interest rates and
less security than savings in banks. Not …