Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; Nili, Farhad - In: Studies in Economics and Finance 36 (2019) 1, pp. 8-31
Purpose: Deposit insurance is a key element in modern banking, as it guarantees the financial safety of deposits at depository financial institutions. It is necessary to have at least a dual fair premium rate system based on creditworthiness of financial institutions, as considering singular...