Garrett, Thomas A.; Nichols, Mark W. - Federal Reserve Bank of St. Louis - 2005
level bankruptcy rates for the years 1988 to
1996. After controlling for county-level fixed effects and the unemployment … gambling states of Iowa, Illinois, Missouri, and Mississippi. Controlling
for various social, economic, and legal factors … 1993 to 1999 and
controlling for numerous economic and socio-demographic factors, such as the level of
consumer debt …