Beck, Thorsten (contributor); Hesse, Heiko (contributor) - 2006
significantly lower in 2002 (not reported).
The economic effect of overhead costs and market size is relatively large. On average … “easy” collateral. Regarding the economic magnitudes, banks with a 10% higher loan
portfolio share in agriculture charge … lower margins. But its economic effect on spreads is relatively small. A one standard
deviation increase leads to less 0 …