Bank Living Standard Measurement Survey panel household survey for the years 2001-2004. In the beginning of the sample, the … in self-employment. After controlling for household wealth, having an existing bank relationship increases the likelihood …, overseas - and in some cases domestic - remittances decrease the likelihood of becoming an entrepreneur. "--World Bank web site …

"Under the traditional "competition-fragility" view, more bank competition erodes market power, decreases profit … margins, and results in reduced franchise value that encourages bank risk taking. Under the alternative "competition …-stability" view, more market power in the loan market may result in greater bank risk as the higher interest rates charged to loan …