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Understanding financial inclusion in China
Fungácová, Zuzana; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2014
We use data from the World Bank Global Findex database for 2011 to analyze financial inclusion in China, including … comparisons with the other BRICS countries. We find a high level of financial inclusion in China manifested by greater use of … voluntary. The use of formal credit is however less frequent in China than in the other BRICS. Borrowing through family or …
Persistent link: https://www.econbiz.de/10010818552
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Is bank competition detrimental to efficiency? Evidence from China
Fungácová, Zuzana; Pessarossi, Pierre; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2012
This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost efficiency scores for a sample of Chinese banks over the period 2002-2011. Granger-causality tests are performed in a dynamic GMM panel estimator framework to evaluate the sign and...
Persistent link: https://www.econbiz.de/10010818570