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"This paper examines the implications of bank activity and short-term funding strategies for bank risk and returns …-interest income generating activities such as trading increases the rate of return on assets, and it may offer some risk …, although it can offer some risk reduction at commonly observed low levels of non-deposit funding. A sizeable proportion of …
Persistent link: https://www.econbiz.de/10011394131
The Little Data Book on Financial Inclusion 2012 is a pocket edition of the Global Financial Inclusion Index (Global Findex) database providing country-level indicators on the use of formal bank accounts, payments behavior, savings patterns, credit patterns, and insurance decisions. It provides...
Persistent link: https://www.econbiz.de/10011393736
"This paper studies the factors banks perceive as drivers and obstacles to financing small and medium enterprises (SMEs), focusing on the role of competition and the institutional framework. Using a survey of banks in Argentina and Chile, the paper shows that, despite alleged differences in the...
Persistent link: https://www.econbiz.de/10010520971
"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures...
Persistent link: https://www.econbiz.de/10010522446
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economies, the indicators of financial inclusion measure how people save, borrow, make payments and manage risk …
Persistent link: https://www.econbiz.de/10012245124
Open banking schemes provide consumers with more choice and new financial products and services through the use of technology, particularly application programing interfaces (API's). The main objective of this paper is to provide guidance on how to implement consumer consent protocols to access...
Persistent link: https://www.econbiz.de/10013255186
The Little Data Book on Financial Inclusion 2022 is a pocket edition of the Global Findex Database 2021. The Global Findex is the world's mostcomprehensive database on financial inclusion. It is also the only global demand-side data source allowing for global and regional cross-country analysis...
Persistent link: https://www.econbiz.de/10013544973
Understanding the industry structure of banking services in Brazil is an important task both for the financial community at large and for country specialists. The Brazilian financial system is the largest and most sophisticated in Latin America. This study is organized into five sections after...
Persistent link: https://www.econbiz.de/10012553288