. We investigate theoretically and empirically how bank organization shapes banking competition. Our theoretical model … lending and rival banks’ organization on the geographical reach and loan pricing of a singular, large bank in Belgium. We …Recent theoretical models argue that a bank’s organizational structure reflects its lending technology. A …

Using a novel dataset that allows us to trace the primary bank relationships of a sample of mostly unlisted firms, we … explore which borrowers are able to benefit from foreign bank presence in emerging markets. Our results suggest that the … limits to financial integration are less tight than the static picture of bank-firm relationships implies. Even though …

competition on bank orientation - i.e., the choice of relationship based versus transactional banking - and bank industry … specialization. We empirically investigate the impact of interbank competition on bank branch orientation and specialization. We … bank branches facing stiff local competition engage considerably more in relationship-based lending and specialize somewhat …

foreign bank lending on firm growth and financing. Foreign lending stimulates growth in firm sales, assets, and leverage, but … the effect is dampened for small firms. We also find that the most connected businesses benefit least from foreign bank …

We investigate the impact of the stance and path of monetary policy on the level of credit risk of individual bank … loans and on lending standards. We employ the Credit Register of the Bank of Spain that contains detailed monthly … – generating almost twenty-three million bank loan records in total. Spanish monetary conditions were exogenously determined during …

We examine whether “imputed” interest rates obtained from bank financial statements are unbiased estimates of “offered … implications for empirical research that examines the product market competition among depository institutions. …