For the sixth time, international academics and practitioners met for a successful credit risk conference. Keynote … speeches and academic sessions highlighted current developments and necessary improvements in areas such as fintech, regulation …, credit ratings and risk analysis. Digitization also leaves its mark in this area and requires, to varying degrees, a …

at a certain (potentially distorted) price. Regulation is found to induce the risk-neutral bank to behave in a more risk … interaction between capital adequacy regulation and credit risk transfer with credit default swaps (CDS) including its effect on … lending behavior and risk sensitivity of a risk-neutral bank. CDS contracts may be used to hedge a bank's credit risk exposure …

The development of the Basel III leverage ratio does not consider the different risk characteristics of bank business … models. All banks have to achieve the same requirements even if a high-risk business model is chosen. For that reason …, leverage ratios which are adjusted to the risk-profile of retail, wholesale, and trading banks are developed. Based on Value-at-Risk …

. We find that a bank"s operational efficiency is priced in bank loan rates and alters interest-setting behavior … capture a bank"s operational efficiency, we take a look at the bank customers" perspective and demonstrate the extent to which …

over the quality of banks" balance sheets. Second, major uncertainty remains about the rules that will apply to bank … recapitalisation, bank restructuring and bank resolution in 2014 and in years to come. The fact that the European Central Bank is due …

Geschäftsbeziehung zwischen Bank und Aufsicht kann dieser erzwungen werden, die Effizienz bei der Überwindung von Informationsasymmetrien …Qualitative supervision requires the supervisors" access to a bank"s internal information. In the sovereign business … relationship between a bank and the supervisory authorities this access can be enforced. However, the efficiency in overcoming …

worldwide and impose considerable challenges for regulators tasked to solve the arising trade-off between sound regulation and … German financial market. Thereby, we contribute to the literature as we evolve an effective regulation within the new setting …

The New European Banking Supervision – a Critical Assessment In November 2014, the European Central Bank (ECB) will … mechanism (SSM) and briefly describes the main points of the new SSM-Regulation. Then, the advantages and disadvantages of …

Improving the regulation of banks has been at the centre of economic policy actions since the outbreak of the global … banks by setting qualification standards for banks" non-executive directors. To explore the rationale of such a regulation … ordinary members. Some of these findings strongly depend on the bank"s legal form, its size and business model, suggesting that …