competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the …We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … ask two questions: i) how does capital regulation affect (endogenous) entry; and ii) how do (exogenous) changes in the …

This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores … crisis. Bank supervision became stricter and more complex compared with the pre-global financial crisis period. However … and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory …

This paper examines changes in bank capital and capital regulations since the global financial crisis, in the Europe … of the definition of Tier 1 capital and reduction in risk-weights. Further analyses show that bank risk in Europe and …

bank capital requirements may well induce an aggregate slowdown or contraction of bank credit in these economies …

presence of supervision by bank regulators. The model uses a principal-agent setting between a bank's owner and its risk … standard approach subsequent to becoming regulated, i.e., the presence of regulation may induce a bank to decrease the quality … internal rating based approach. The paper considers how a bank's preference for a risk management system is affected by the …

Cross-border banking in emerging markets and developing economies has expanded across most World Bank regions and has … become large relative to some home and host economies. This paper analyzes recent trends of bank activities of financial … stronger consolidated supervision, more regional coordination and harmonization, and better group-wide corporate governance and …

How do near-zero interest rates affect bank competition, risk taking and regulation? I study these questions in a … insurance may induce excessive risk taking. The zero lower bound on deposit rates (ZLB) distorts bank competition and boosts … risk shifting incentives, particularly if rates are expected to remain near-zero for long. At the ZLB, capital regulation …