In the last decade the ownership structure of Australia's life insurance industry has undergone a fundamental change. Traditionally, the sector had been dominated by a group of large mutual associations which had historically been the market leaders. In the space of less than a decade, this form...

The City of Casey in Victoria is the third most rapidly growing region of Australia in terms of population expansion and housing development. Infrastructure and services development do not appear to be growing at the same pace. Job leakages into the surrounding regions are high being around 80%....