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Fantastic beasts : blockchain based banking
Daluwathumullagamage, Dulani Jayasuriya; Sims, Alexandra - In: Journal of risk and financial management : JRFM 14 (2021) 4, pp. 1-43
Blockchain is one of the primary digital technologies utilised in the finance industry with huge future potential. This study conducts a systematic literature review of a final sample of 407 prior literature from an initial set of 1979 records for the sample period of 2013–2020 with regard to...
Persistent link: https://www.econbiz.de/10012520913
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Financial inclusion through Digital Financial Services (DFS) : a study in Uganda
Ebong, Jimmy; George, Babu - In: Journal of risk and financial management : JRFM 14 (2021) 9, pp. 1-18
This study unravels trends and momentum in banking and mobile money channels and uptake of select services and thereafter draws implications for enhancing financial inclusion through Digital Financial Services (DFS). The Rate of Change (ROC) approach was applied to analyze the growth momentum in...
Persistent link: https://www.econbiz.de/10012627651
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The impact of fintech and digital financial services on financial inclusion in India
Asif, Mohammad; Khan, Mohd Naved; Tiwari, Sadhana; … - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-12
rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech …
Persistent link: https://www.econbiz.de/10014305648
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Exploring access to financial services by visually impaired people
Goundar, Sam; Sathye, Milind - In: Journal of risk and financial management : JRFM 16 (2023) 2, pp. 1-7
Though consumers with vulnerabilities, such as visually impaired or blind and partially sighted people (BPSP), face several marketplace problems and challenges, existing literature provides limited guidance. The present study aims to examine the issues faced by BPSP in accessing financial...
Persistent link: https://www.econbiz.de/10014305956
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Fintech innovations in the financial service industry
Anifa, Mansurali; Ramakrishnan, Swamynathan; Joghee, … - In: Journal of risk and financial management : JRFM 15 (2022) 7, pp. 1-19
Digital transformation underscored by the fourth industrial revolution has led to the emergence of sophisticated technology-enabled financial services known as fintech, that has swiftly altered traditional financial services space. Global adoption of fintech is rapidly increasing due to its...
Persistent link: https://www.econbiz.de/10013369581
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Financial technology and its impact on digital literacy in India : using poverty as a moderating variable
Gautam, Rahul Singh; Rastogi, Shailesh; Rawal, Aashi; … - In: Journal of risk and financial management : JRFM 15 (2022) 7, pp. 1-15
Financial technology is a powerful tool in financial infrastructure, used to strengthen and smooth the delivery of financial services into the broader space. Financial technology involves software, applications, and other technologies designed to improve and automate traditional forms of...
Persistent link: https://www.econbiz.de/10013370500
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Banking development and economy in Greece : evidence from regional data
Floros, Christos - In: Journal of risk and financial management : JRFM 13 (2020) 10/243, pp. 1-13
This article examines the development of Greek systemic banks for the period 2003-2018, using data such as the ATM network and branches at a regional level. We test the impact of the ATM network and branches on the deposits of Greek commercial banks as well as the impact of local GDP on the...
Persistent link: https://www.econbiz.de/10012387141
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A study on the impact of capitalization on the profitability of banks in emerging markets : a case of Pakistan
Haris, Muhammad; Tan, Yong; Malik, Ali; Ul Ain, Qurat - In: Journal of risk and financial management : JRFM 13 (2020) 9/217, pp. 1-21
A strong capitalized position of financial institutions is essential to ensure their solvency. Because of their unique nature, banks must always keep an optimum level of capital to ensure smooth banking earnings. Consequently, it is mandatory for all types of banks operating in Pakistan to keep...
Persistent link: https://www.econbiz.de/10012384360
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The impact of corporate governance on the financial performance of the banking sector in the MENA (Middle Eastern and North African) region : an immunity test of banks for COVID-19
El-Chaarani, Hani; Abraham, Rebecca; Skaf, Yahya - In: Journal of risk and financial management : JRFM 15 (2022) 2, pp. 1-21
pandemic period. Bank annual reports, the Orbis Bank Focus database, and World Bank reports were used to collect both financial … ownership concentration, lack of political pressure on board members, and strong legal protection, had positive effects on bank …, moderate size of the board, and anti-takeover mechanisms had no significant impact on bank performance during the crisis period …
Persistent link: https://www.econbiz.de/10012872639
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Legal aspects of "White-label" banking in the European, Polish and German law
Grabowski, Michał - In: Journal of risk and financial management : JRFM 14 (2021) 6, pp. 1-11
, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second … model, a bank also operates on the basis of a license it was granted. Both models have a common legal origin in European …
Persistent link: https://www.econbiz.de/10012605944