This paper examines the use of credit derivatives by US bank holding companies from 1999 to 2003 with assets in excess …'s loan portfolio and negatively or not related to other types of bank loans. The use of credit derivatives by banks is … of one billion dollars. Using the Federal Reserve Bank of Chicago Bank Holding Company Database, we find that in 2003 …

competitive interactions between banks and non-bank lenders (fintech firms). Trust enables lenders to have assured access to …

considerations influence credit allocation in a politically mature system like the United States without the formal possibility of …

This paper is the first to study the effect of financial restatement on bank loan contracting. Compared with loans …

separate firm-borrowing shocks from bank-supply shocks using a vast sample of matched bank-firm lending data. We decompose … aggregate loan movements in Japan for the period 1990 to 2010 into bank, firm, industry, and common shocks. The high degree of … role for granular shocks as in Gabaix (2011). We show that idiosyncratic granular bank-supply shocks explain 30-40 percent …

. Using branch-level deposit rate data, we find little evidence for market discipline as rates are similar across bank …A common view is that deposit rates are determined primarily by supply: depositors require higher deposit rates from … to deposit insurance and/or enhanced capital regulation) and that internal demand for funding by banks determines rates …

affect the design of price and non-price terms of bank loans in almost 60 countries. Our results support the law and finance …