Using exogenous deposit windfalls from oil and natural gas shale discoveries, we demonstrate that bank branch networks …

It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios … quantitatively more important than geographical diversification for bank stability in the 1920s and 1930s …

periphery. However, it also appears that during this period significant shocks to bank lending rates in the periphery often …

banking systems. Using a new database of individual bank balance sheets, income statements, and branch establishment, we … examine the characteristics that made a bank a more likely target of a takeover by a large branching network, how incumbent … increase efficiency and profitability. Results from survivorship analysis suggest that unit banks competing with branch bank …

This paper identifies how bank branching benefited local economies during the Great Depression. Using archival data and … narrative evidence, I show how Bank of America's branch network in 1930s California created an internal capital market to … competing banking offices. The bank's presence caused smaller city property value contractions and stronger recoveries through …

This paper provides the first comprehensive econometric analysis of the causes of bank distress during the Depression …. We assemble bank-level data for virtually all Fed member banks, and combine those data with county-level, state … bank failure. We construct a model of bank survival duration using these fundamental determinants of bank failure as …

of creating an oligopoly. We assembled a data set that compares bank failures, lending rates, interest paid on deposits …