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portfolio might also enhance stability. This paper finds that sectoral specialization increases volatility and systemic risk …
Persistent link: https://www.econbiz.de/10011395880
This paper presents new data on the depth and penetration of mortgage markets across countries. There is a large variation across both dimensions of mortgage market development, across countries, but also-in terms of depth-within countries. Mortgage markets seem to develop only at relatively...
Persistent link: https://www.econbiz.de/10011396027
Persistent link: https://www.econbiz.de/10011644416
enterprises (SMEs) around the world. They find that banks perceive the SME segment to be highly profitable, but perceive … have set up dedicated departments and decentralized the sale of products to the branches. However, loan approval, risk …
Persistent link: https://www.econbiz.de/10010520974
countries. They focus on the respective role of government and the private sector and different pricing and risk reduction tools … and management, but less so in risk assessment and recovery. There is a surprisingly low use of risk-based pricing and … limited use of risk management mechanisms …
Persistent link: https://www.econbiz.de/10010520988
Capitalizing on recent improvements in the availability of cross-country financial sector data, this paper proposes a standard methodology for benchmarking the policy component of financial development. Systematic controls are introduced to isolate main structural country characteristics and a...
Persistent link: https://www.econbiz.de/10010521121
Persistent link: https://www.econbiz.de/10010464011
Persistent link: https://www.econbiz.de/10010464054
Using information from 193 banks in 58 countries, the authors develop and analyze indicators of physical access, affordability, and eligibility barriers to deposit, loan, and payment services. They find substantial cross-country variation in barriers to banking and show that in many countries...
Persistent link: https://www.econbiz.de/10010521984
thus dampens the negative effect that deposit insurance has on banks' risk taking. "--World Bank web site …
Persistent link: https://www.econbiz.de/10010522141