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Operational risk is more systemic than you think : evidence from US bank holding companies
Berger, Allen N.; Curti, Filippo; Mihov, Atanas; … - In: Journal of banking & finance 143 (2022), pp. 1-22
Persistent link: https://www.econbiz.de/10013533774
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Operational Risk Is More Systemic than You Think : Evidence from U.S. Bank Holding Companies
Berger, Allen N. - 2020
operational risk significantly threatens financial stability. Using supervisory data on large U.S. bank holding companies (BHCs …
Persistent link: https://www.econbiz.de/10012851908
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Relationship lending and lines of credit in small firm finance
Berger, Allen N. - In: The journal of business : B 68 (1995) 3, pp. 351-381
Persistent link: https://www.econbiz.de/10001210479
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Why do borrowers pledge collateral? : New empirical evidence on the role of asymmetric information
Berger, Allen N.; Espinosa-Vega, Marco A.; Frame, W. Scott - 2007 - Rev.
An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit rationing, and other inefficiencies that arise when borrowers hold ex ante private information. There is no clear empirical evidence regarding the central implication of this...
Persistent link: https://www.econbiz.de/10003730563
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Supervisory Enforcement Actions against Banks and Systemic Risk
Berger, Allen N. - 2020
Prudential bank supervision is designed to enhance financial stability, but we are unaware of research linking this … to systemic risk. Using instrumental variables, we find significantly smaller bank contributions to systemic risk after … reduction than those against individual bank managers …
Persistent link: https://www.econbiz.de/10012822760
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Did TARP Reduce or Increase Systemic Risk? The Effects of Government Aid on Financial System Stability
Berger, Allen N. - 2019
Theory suggests that government aid to banks may either reduce or increase systemic risk. We are the first to address this issue empirically, analyzing the Troubled Assets Relief Program (TARP). Analysis suggests that TARP significantly reduced contributions to systemic risk, particularly for...
Persistent link: https://www.econbiz.de/10012902848
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The Life Cycle of Systemic Risk
Berger, Allen N.; Sedunov, John - 2022
We present a life cycle view of how systemic risks build during a boom, are realized during the following crisis, and are addressed in the aftermath. We also offer potential explanations of the seemingly irrational behavior by private-sector agents and policy makers. We show how the model...
Persistent link: https://www.econbiz.de/10013306654
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Do bank bailouts reduce or increase systemic risk? : the effects of TARP on financial system stability
Berger, Allen N.; Roman, Raluca; Sedunov, John - 2016
Persistent link: https://www.econbiz.de/10011570536
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Why do borrowers pledge collateral? New empirical evidence on the role of asymmetric information
Berger, Allen N.; Espinosa-Vega, Marco A.; Frame, W. Scott - 2007
An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit rationing, and other inefficiencies that arise when borrowers hold ex ante private information. There is no clear empirical evidence regarding the central implication of this...
Persistent link: https://www.econbiz.de/10010292292
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Lending Implications of U.S. Bank Stress Tests : Costs or Benefits?
Acharya, Viral V. - 2017
The U.S. bank stress tests aim to improve financial system stability. However, they may also affect bank credit supply …
Persistent link: https://www.econbiz.de/10012955765