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Defined contribution (DC) pension plans are an increasingly important means of financing retirement consumption …. Because individuals often have substantial discretion over how much is contributed to their DC pension plan, studying DC … DC pension system and review the literature on the effect of matching contributions, automatic enrollment, active choice …
Persistent link: https://www.econbiz.de/10013010402
We assess the impact on savings behavior of several different 401(k) plan features, including automatic enrollment, automatic cash distributions, employer matching provisions, eligibility requirements, investment options, and financial education. We also present new survey evidence on individual...
Persistent link: https://www.econbiz.de/10012470060
Defined contribution (DC) pensions are an increasingly important means of financing retirement consumption. Because … individuals often have substantial discretion over how much is contributed to their DC pension, studying DC contribution choices … deviations from many predictions of classical frictionless optimizing models. I provide an overview of the U.S. DC pension system …
Persistent link: https://www.econbiz.de/10012457201
We assess the impact on savings behavior of several different 401(k) plan features, including automatic enrollment, automatic cash distributions, employer matching provisions, eligibility requirements, investment options, and financial education. We also present new survey evidence on individual...
Persistent link: https://www.econbiz.de/10013245508
Defined contribution (DC) pensions are an increasingly important means of financing retirement consumption. Because … individuals often have substantial discretion over how much is contributed to their DC pension, studying DC contribution choices … deviations from many predictions of classical frictionless optimizing models. I provide an overview of the U.S. DC pension system …
Persistent link: https://www.econbiz.de/10013017488
Persistent link: https://www.econbiz.de/10011567538
Persistent link: https://www.econbiz.de/10011336589
leading researchers takes an eclectic view of the subject. Among the broad topics discussed are work and retirement behavior …, disability, and their relationship to the structure of retirement and disability policies. While choices about when to retire are … made by individuals, these decisions are influenced by a set of incentives, including retirement benefits and health care …
Persistent link: https://www.econbiz.de/10014487899
benefit pensions to employee-controlled retirement savings plans. Further, the legislative reforms of the 1980s and the … studies also explore the relationship between health status and economic status. Considering issues like pension income and …
Persistent link: https://www.econbiz.de/10014488210
The fraction of the population over age sixty-five in many developed countries is projected to rise, in some cases sharply, in coming decades. This has drawn growing interest to research on the health and economic circumstances of individuals as they age. Many individuals are retiring from paid...
Persistent link: https://www.econbiz.de/10014482046