Showing 11 - 20 of 164
related question is why regulation is not designed so as to prevent the financial industry from growing above this threshold …
Persistent link: https://www.econbiz.de/10011082496
credit bureaus and public credit registers. We find that bank lending is higher and proxies for default rates are lower in …
Persistent link: https://www.econbiz.de/10005750382
Information sharing about borrowers' characteristics and their indebtedness can have important effects on credit markets activity. First, it improves the banks' knowledge of applicants' characteristics and permits a more accurate prediction of their repayment probabilities. Second, it reduces...
Persistent link: https://www.econbiz.de/10005802055
Information sharing about borrowers’ characteristics and their indebtedness can have important effects on credit markets activity. First, it improves the banks’ knowledge of applicants’ characteristics and permits a more accurate prediction of their repayment probabilities. Second, it...
Persistent link: https://www.econbiz.de/10005802068
We describe the operation of credit bureaus and public credit registers in Europe and extract potential lessons for upgrading credit registers in other countries. The evidence that we report is based on questionnaires directed to private credit bureaus and central banks, on direct interviews and...
Persistent link: https://www.econbiz.de/10005802099
We investigate whether information sharing among banks has affected credit market performance in the transition countries of Eastern Europe and the former Soviet Union, using a large sample of firm-level data. Our estimates show that information sharing is associatedwith improved availability...
Persistent link: https://www.econbiz.de/10008565046
We investigate whether information sharing among banks has affected credit market performance in the transition countries of Eastern Europe and the former Soviet Union, using a large sample of firm-level data. Our estimates show that information sharing is associated with improved availability...
Persistent link: https://www.econbiz.de/10005136657
credit bureaus and public credit registers. We find that bank lending is higher and proxies for default rates are lower in …
Persistent link: https://www.econbiz.de/10005497918
We investigate whether information sharing among banks has affected credit market performance in the transition countries of Eastern Europe and the former Soviet Union, using a large sample of firm-level data. Our estimates show that information sharing is associated with improved availability...
Persistent link: https://www.econbiz.de/10005426858
swift and massive liquidity provision by central banks in the wake of both crises is, at least partly, to be credited to … previous research on the role of central banks as lenders of last resort in crises and on the real effects of bank lending and … regulation. In part, this is due to their neglect of important regulatory choices, which policy-makers are therefore left to take …
Persistent link: https://www.econbiz.de/10010420558