The regulation of payday lending in Australia has recently been reformed. The reforms followed a highly charged and …

.9 million credit card accounts in Australia with outstanding balances of $49.2 billion, representing an ownership rate of 87% of …

vulnerability in the UK and Australia and the regulatory responses in those two countries to payday lending. Payday loans in … Australia are the same as those that are available in the UK and the concerns that are now being raised in the UK about payday … lending formed the basis for recent regulatory intervention in Australia. This article also contains an empirical study of the …