The root causes of subprime crisis are analyzed based on the introduction of the definition and features of subprime mortgage loans: firstly, a loose financial supervision and regulation environment leads to weak risk awareness; secondly, the highly complex financial products enlarge the risk....

Dėl vykstančių globalizacijos, finansų rinkų integracijos, konsolidacijos bei internacionalizacijos procesų šalių finansų sektorius veikia daug veiksnių, skatinančių finansinės priežiūros modelių transformacijas. Pagrindinis darbo tikslas – įvertinus finansinės priežiūros...

The 1980s and 1990s have been marked with a series of financial and banking crises all over the world. This turned the attention of economists to such questions as how a financial system should be structured in order to reduce the vulnerability of an economy to the risk of a crisis, or what...

We model EU countries? bank ratings using financial variables and allowing for intercept and slope heterogeneity. We find that country-specific factors (in the form of heterogeneous intercepts) are a crucial determinant of ratings. Whilst ?new? EU countries typically have lower ratings than...