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Monetary Policy at Work : Security and Credit Application Registers Evidence
Peydró, José-Luis - 2020
bank lending and risk-taking channels of monetary policy by exploiting – Italian's unique – credit and security registers …
Persistent link: https://www.econbiz.de/10012854350
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Hampered interest rate pass-through : a supply side story?
Heckmann, Lotta; Moertel, Julia - 2020
This paper shows that the supply side of credit is a major factor for the phenomenonof hampered interest rate pass-through in monopolistic banking markets. Our data,covering all 1,555 small and medium sized banks in Germany, provides a clear wayto partial out demand shocks; we are thus able to...
Persistent link: https://www.econbiz.de/10012322286
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Banking Restructured
2014
This paper called “Banking restructured” redefines the role of banking sector to pave the way for future economic system that benefits 7 billion people of the world in all spheres of their lives in one form or the other. This restructured banking system will make the budget preparation of...
Persistent link: https://www.econbiz.de/10013067645
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Macroeconomic effects of loan supply shocks : empirical evidence for Peru
Martínez, Jefferson; Rodriguez, Gabriel - In: Latin American economic review : LAER ; official … 30 (2021), pp. 1-24
This paper quantifies and assesses the impact of an adverse loan supply (LS) shock on Peru's main macroeconomic aggregates using a Bayesian vector autoregressive (BVAR) model in combination with an identification scheme with sign restrictions. The main results indicate that an adverse LS shock:...
Persistent link: https://www.econbiz.de/10012594182
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Supply or demand : what drives fluctuations in the bank loan market?
Altavilla, Carlo; Boucinha, Miguel; Bouscasse, Paul - 2022
We propose a new methodology to identify aggregate demand and supply shocks in the bank loan market. We present a model … of sticky bank-firm relationships, estimate its structural parameters in euro area credit register data, and infer … largely explained by demand shocks. Fluctuations in lending rates were instead mostly determined by bank- driven supply shocks …
Persistent link: https://www.econbiz.de/10012818795
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Determinants of Peer-to-Peer Lending Expansion : The Roles of Financial Development and Financial Literacy
Oh, Eun Young - 2020
To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015–2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The...
Persistent link: https://www.econbiz.de/10012835251
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When losses turn into loans : the cost of undercapitalized banks
Blattner, Laura; Farinha, Luísa A.; Rebelo, Francisco - 2019
natural experiment to study the effects of reduced bank capital adequacy on productivity. Affected banks respond not only by …
Persistent link: https://www.econbiz.de/10011975387
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The real effects of bank capital requirements
Fraisse, Henri; Lé, Mathias; Thesmar, David - 2017
We measure the impact of bank capital requirements on corporate borrowing and investment using loanE level data. The …
Persistent link: https://www.econbiz.de/10011978165
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The effects of bank capital on bank credit creation : panel evidence from Austria
Hahn, Franz R. - 2002
Persistent link: https://www.econbiz.de/10011492757
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What are banks' actual capital targets?
Couaillier, Cyril - 2021
How do banks set their target capital ratio? How do they adjust to reach it? This paper answers these questions using an original dataset of capital ratio targets directly announced to investors by European banks, materially improving data quality compared to usual estimated implicit target. It...
Persistent link: https://www.econbiz.de/10012705420