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the literature, we include a large number of unlisted banks in our sample which represent the majority of banks in the EU …. We show that banks with high rates of loan growth are more risky. Moreover, we find that banks will become more stable if … they increase their non-interest income share due to a better diversification of income sources. The effect, however …
Persistent link: https://www.econbiz.de/10009674780
As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … developments in banks’ balance sheets, profitability and risk-bearing capacity and analyses their relevance for monetary policy. We …
Persistent link: https://www.econbiz.de/10012009071
variables pertaining to them. This shows the result of the diversification effort carried out by banks' managers in the first …On the issue of bank's diversification literature usually refers to revenue mix, geographical markets and M&A deals …. This paper aims to fill a gap by investigating diversification in terms of different business combinations (carrying out …
Persistent link: https://www.econbiz.de/10012999050
visible only when banks are engaged, which may be due to the impossibility of assigning a bank's activities to a single region …
Persistent link: https://www.econbiz.de/10014234426
In January 2007 the International Monetary Fund (IMF) published, on an ad hoc basis, a series of financial soundness indicators (FSIs) based on a common methodology (the IMF compilation Guide) for 62 countries, including all 27 European Union countries. The European Central Bank (ECB), jointly...
Persistent link: https://www.econbiz.de/10011639817
-size banks still play a non-negligible role. The idea of further consolidation would imply either mergers between some of those … large players, the absorption of medium-size banks by large banks, merger between medium-size banks or a combination of all … some banks to be diluted in a merger as well as gaining market access through a larger size. However, the problematic banks …
Persistent link: https://www.econbiz.de/10012927999
In this paper, we investigate how the regulatory stress test framework in the European Union affects banks' investment …-wide stress tests in 2011, 2014 and 2016 on the banks' portfolio strategies. The banks subject to regulatory stress tests tend to … with the increase in the size of the bank´s assets …
Persistent link: https://www.econbiz.de/10012824833
The European Union's Capital Markets Union (CMU) is a broadly-based regulatory reforms framework that emerged from the Global Financial Crisis, the Great Recession and the Eurozone Sovereign Debt Crisis of 2008-2014. Launched in 2015, the CMU deployment date is set for 2019, although some...
Persistent link: https://www.econbiz.de/10012890161
New financial technologies (FinTech) have erupted around the world. Consequently, there has been a considerable increase in academic literature on FinTech over the last five years. Research tends to be scantily connected with no coherent research agenda. Significant research gaps and important...
Persistent link: https://www.econbiz.de/10012892941
impact of resolution on subsidiary banks, notable in terms of their substantial role throughout the European Union … subsidiaries. Subsidiary banks are found to possess a larger proportion of loss absorbing capacity than underlying parent banks … in European banks more generally since 2006, pointing to a necessary future focus on broad capital thresholds to ensure …
Persistent link: https://www.econbiz.de/10012896871