sectors, including senior well-known academics, bank regulators, financial policy-makers, bankers, and trade association staff … José Manuel González-Páramo, European Central Bank -- 1. Introduction1 -- 2. The Separation Between Monetary Policy … policy and risk-taking -- 3.3 Lending standards -- 4. What Can Be Done? Countercyclical Regulation -- 5. Lessons for Bank …

An important question in banking is how strict supervision affects bank lending and in turn local business activity … the thrift regulator (OTS) to analyze economic links between strict supervision, bank lending and business activity. We … capital but can also correct deficiencies in bank management and lending practices, leading to more lending and a reallocation …

measures in receiving countries. We then explore heterogeneities, specifically by bank size and location of the affiliate …

heterogeneities in that interaction, specifically the difference made by bank size and location of the affiliate (French headquarters … international financial centres. Finally, we find evidence of a similar pattern for all EA-owned bank affiliates in the UK …