Medium Enterprises (SME), their probability to export (i.e. the extensive margin) and their share of exports on total sales …'s debt with its main bank to firm's total assets. Our results show that the strength of the bank-firm relation has a positive … impact on both SME's probability to export and their export margins. This positive effect is only marginally mediated by the …

customers. However, the benefits of bank digitalization for small & medium-sized enterprises (SMEs) remain ambiguous. Using a … bank technology has disproportionally benefited SMEs' access to short-term as opposed to long-term credit. At the same time … some indisputable benefits of bank digitalization for SMEs, the acceleration of bank technological development is unable …