Showing 1 - 10 of 1,449
opportunity to Greek banks to take a deep breath and get rid of a very large volume of non-performing loans from their balance … sheets, and secondly, the vital role of strategy nowadays in both the survival and growth of banks. …
Persistent link: https://www.econbiz.de/10014477271
the banking industry was under capital regulation. Using the panel data of commercial banks in the USA and non-USA from … theory. In addition, for banks with low capital adequacy ratio, capital and risk adjustment are negatively correlated. This … applies to the verification of bankruptcy cost avoidance theory and managerial risk aversion theory. Finally, banks with lower …
Persistent link: https://www.econbiz.de/10010314835
reasons (over-optimistic banks neglecting risks) and to agency problems between bank shareholders with debt-holders and … taxpayers (banks understand high risk-taking). We test whether US banks’ stock returns in the 2007-08 crisis are related to bank … that top-five executives’ sales of shares predict the cross-section of banks returns during the crisis; interestingly …
Persistent link: https://www.econbiz.de/10012236849
shocks in a country with a large presence of European and U.S. banks. A softening of foreign monetary policy expands credit … supply of foreign banks (e.g., U.K. policy affects credit supply in Mexico via U.K. banks), inducing strong firm-level real … markets, both in the foreign monetary softening part (with higher credit and liquidity risk-taking by foreign banks) and in …
Persistent link: https://www.econbiz.de/10012304497
widens the interest rate differential with the U.S.; hence, relatively more FX-indebted banks carry-trade cheap FX-funds with … enhancing the bank-lending channel. Importantly, banks differentially finance credit with domestic vis-à-vis FX-financing; hence …
Persistent link: https://www.econbiz.de/10013554691
This study aims to explore how different capital ratios influence the risk-taking of large commercial banks of the USA …. The study collects the data from FDIC for commercial banks from 2003 to 2019. We use a two-step GMM method to manage the …-based capital ratios decreases the banks' risks. Empirical findings demonstrated a significant and positive association between non …
Persistent link: https://www.econbiz.de/10014001550
In this paper we analyze financial crises, and the interactions of macroprudential policy and credit. Financial crises are recurrent systemic phenomena, often-triggering deep and long-lasting recessions with large reductions in aggregate welfare, output and employment. Importantly for policy,...
Persistent link: https://www.econbiz.de/10011933347
This study sought to estimate the level of technical efficiency and total factor productivity of RCBs in Ghana using Stochastic Frontier Analysis (SFA). The total factor productivity (TFP) was decomposed into efficiency change and technical change over the study period. Quarterly data spanning...
Persistent link: https://www.econbiz.de/10011988785
We study the economics and finance scholars' reaction to the 2008 financial crisis using machine learning language analyses methods of Latent Dirichlet Allocation and dynamic topic modelling algorithms, to analyze the texts of 14,270 NBER working papers covering the 1999–2016 period. We find...
Persistent link: https://www.econbiz.de/10012817863
This paper examines the effects of macroeconomic policy and regulatory environment on mobile money usage. Specifically, we develop an autoregressive distributed lag model to investigate the effect of key macroeconomic variables and mobile money tax on mobile money usage in Uganda. Using monthly...
Persistent link: https://www.econbiz.de/10013199789