This paper analyzes loan pricing when there is multiple banking and borrower distress. Using a unique data set on SME … estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to … relationship lending, and rents that accrue due to the elimination of competition among multiple lenders. We find the relationship …

bank risk-taking. Large state-owned banks, used to lack competition, expanded their total lending scale to achieve more …This study examines the effects of the expansion of small and medium-sized bank branches on large state-owned banks in … China based on bank branch-level financial data and detailed loan-level data from 2008 to 2015. We find that the expansion …

For the past 20 years, scholars have extensively discussed the impact of banking competition on the choice between … relationship lending technology when competition is weak. In addition, with regard to the shape of the relationship between … competition and relationship banking, they find that, in accordance with extant theoretical conclusions, this relationship is …