account for risks which are assumed by the deposit insurance fund. Capital adequacy requirements are designed to minimise the … social costs of these effects. We show that banks should always have higher regulatory capital requirements than insurance … companies. Contrary to received wisdom, when banks and insurance companies combine to form financial conglomerates we show that …

account for risks which are assumed by the deposit insurance fund. Capital adequacy requirements are designed to minimise the … social costs of these effects. We show that banks should always have higher regulatory capital requirements than insurance … companies. Contrary to received wisdom, when banks and insurance companies combine to form financial conglomerates we show that …

institutions. This book focuses on the conglomeration of banking and insurance activities among financial institutions of the 15 … fifteen and the ten new member states. Most of the large groups combining banking and insurance activities groups among the … connections on insurance side. Financial conglomeration linkages between the EU-15 and the new member states highlight investment …