the literature, we include a large number of unlisted banks in our sample which represent the majority of banks in the EU …. We show that banks with high rates of loan growth are more risky. Moreover, we find that banks will become more stable if … they increase their non-interest income share due to a better diversification of income sources. The effect, however …

The business models of banks are often seen as the result of a variety of simultaneously determined managerial choices …, such as those regarding the types of activities, funding sources, level of diversification, and size. Moreover, owing to … the fuzziness of data and the possibility that some banks may combine features of different business models, the use of …

We assess the determinants of banks' liquidity holdings using balance sheet data for nearly 7000 banks from 30 OECD … banks' liquidity risk management. Our main question is whether the presence of liquidity regulation substitutes or … complements banks' incentives to hold liquid assets. Our results reveal that in the absence of liquidity regulation, the …

China due to the fact that Chinese banks just moving the other way around after a track record of more than thirty years … to shed some light in this regard by conducting a comparative study based on data of banks from China, Europe, the UK and … the USA. The analysis reveals that that the profitability of Chinese banks is mainly bolstered by the still guaranteed …

-oriented banks. More specifically, while retail-oriented banks such as savings, cooperative and other banks that focus on lending and … share of non-interest income, investment-oriented banks become significantly more risky. They do not only generate a higher …-oriented banks. This might limit the potential benefits to investment-oriented banks of diversifying into non-interest income …

represent banks’ business models by the share of non-interest income in total operating income and the share of non …-deposit funding in total liabilities. In contrast to the literature, we include in our sample a large number of unlisted banks, which … represent the majority of banks in the EU. We believe this to be important, since many unlisted banks typically have a more …

We examine the impact of ownership on income diversification and risk for Indian banks over the period 2001–2009. We … diversification benefits India’s public sector banks. Our research has implications for the changes in the risk profile for banks in … investigate both the determinants of non-interest income and the impact of diversification on various profitability and insolvency …

This paper analyzes the relationship between banks’ divergent strategies toward specialization and diversification of … financial activities and their ability to withstand a banking sector crash. We first generate market-based measures of banks … probability of a sharp decline in a bank’s stock price conditional on a crash in a banking index. Subsequently, the impact of (the …

This paper analyzes the relationship between banks’ divergent strategies toward specialization and diversification of … financial activities and their ability to withstand a banking sector crash. We first generate market-based measures of banks … probability of a sharp decline in a bank’s stock price conditional on a crash in a banking index. Subsequently, the impact of (the …