performance of Small Business Administration (SBA) 7(a) loans originated between 1984 and 2012. On average, we find that rural … and offer insights for a more efficient allocation of SBA funds. …

) loan data from 2008 to 2019. We find that non-PLP banks (the SBA) grant loans to borrowers closer-by and at a loan rate … higher than PLP banks. A drop in SBA fees (in 2014) increases the distance to borrowers of both, but more so for PLP banks …

credit for entrepreneurs in rural areas when they faced bank credit constraints. Considering SEs in Galicia (Spain), a … of 2008-2012. There’s evidence of firms in rural areas facing a differential negative flow of bank credit during the … the impact of bank credit restrictions over trade credit. …

We estimate a structural model of bank portfolio lending and find that the typical U.S. community bank reduced its … business lending during the global financial crisis. The decline in business credit was driven by increased risk overhang … effects (consistent with a reduction in the liquidity of assets held on bank balance sheets) and by reduced loan supply …

Bank loans are the main sources of financing the Small and Medium-Sized Enterprises (SME) sector of the Thai economy …. This sector contributes to about 37% GDP and employs about 80% of the labor force. Recent data indicate a decline in bank … lending; this necessitates the efficient use of available funds and strategies to diversify SME financing. Using data from …

declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …

declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …

contained in the June bank Call Reports, we find that small commercial and industrial (C&I) loans add value to community banks …

margin. This study contributes valuable insights into the efficacy of public credit support programs during crises …

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …