In this paper we identify the relationship of the pricing of residential mortgage lending products to their market … nontraditional mortgage products on house price declines during the crisis into impact due to their pricing and due to other … characteristics. Using alternative measures of mortgage pricing, we document that pricing has a statistically significant but small …

Canada's mortgage insurance risk needs a better backstop fund, according to a new report released today by the C ….D. Howe Institute. In “Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada …,” authors Thorsten V. Koeppl and James MacGee suggest an era of steadily rising house prices and high mortgage debt warrants …

macroeconomic policies to address these concerns. This paper looks at proposals to shore up the mortgage underwriting and legal …

Nonlocal mortgage lenders with greater exposure to high-growth housing markets accept fewer loan applications in these … lenders' exposure to high-growth markets is associated with more risk, more efficiency, and more return on mortgage portfolios …