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Price Elasticity of Demand for Term Life Insurance and Adverse Selection
Pauly, Mark V.; Withers, Kate H.; Subramanian-Viswana, Krupa - National Bureau of Economic Research (NBER) - 2003
This paper provides an empirical estimate of price' and risk' elasticities of demand for term life insurance for those who purchase some insurance. It finds that the elasticity with respect to changes in premiums is generally higher than the elasticity with respect to changes in risk. It also...
Persistent link: https://www.econbiz.de/10005589029
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The use of annual mileage as a rating variable
Lemaire, Jean; Park, Sojung Carol; Wang, Kili C. - In: Astin bulletin : the journal of the International … 46 (2016) 1, pp. 39-69
Persistent link: https://www.econbiz.de/10011485132
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The opaqueness of structured bonds : evidence from the U.S. insurance industry
Park, Sojung Carol; Lemaire, Jean; Xie, Xiaoying - In: The Geneva papers on risk and insurance - issues and … 41 (2016) 4, pp. 650-676
Persistent link: https://www.econbiz.de/10011659352
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Is the design of bonus-malus systems influenced by insurance maturity or national culture? : evidence from Asia
Park, Sojung Carol; Lemaire, Jean; Chua, Choong Tze - In: The Geneva papers on risk and insurance - issues and … 35 (2010), pp. 7-27
Persistent link: https://www.econbiz.de/10009158372
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Culture matters : long-term orientation and the demand for life insurance
Park, Sojung Carol; Lemaire, Jean - 2011
Persistent link: https://www.econbiz.de/10010218224
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The impact of culture on the demand for non-life insurance
Park, Sojung Carol; Lemaire, Jean - 2011
Persistent link: https://www.econbiz.de/10010218225
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Is the design of bonus-malus systems influenced by insurance maturity or national culture?
Park, Sojung Carol; Lemaire, Jean; Chua, Choong Tze - 2011
Persistent link: https://www.econbiz.de/10010218226
Cover Image
Price Elasticity of Demand for Term Life Insurance and Adverse Selection
Pauly, Mark V. - 2003
This paper provides an empirical estimate of price' and risk' elasticities of demand for term life insurance for those who purchase some insurance. It finds that the elasticity with respect to changes in premiums is generally higher than the elasticity with respect to changes in risk. It also...
Persistent link: https://www.econbiz.de/10012468772