perceived savings constraints of macroprudential policy measures introduced by the Central Bank of Ireland in early 2015. These … for those seeking to engage in homeownership. Using a unique, nationally representative survey of households' savings … their savings decisions. Credit constraints and consumer inattention are proposed as explanatory channels for this …

stock market crashes, bank fails and other setbacks that endanger the yield of illiquid savings. In turbulent times, the … insurance motive to save money increases total savings by replacing deposit saving more than one-to-one. The share of deposit … savings depends positively on the expected interest rate, while the share of cash savings is the higher the less there is …