Presentation to the Seattle Community Development Roundtable, Seattle, WA, November 15, 2010

Presentation to Joint Meeting of the San Francisco and Salt Lake City Branch Boards of Directors. Closing Luncheon. Salt Lake City, UT, September 8, 2010

Presentation to the Financial Women’s Association, San Francisco, CA, January 15, 2009

Presentation to Town Hall Los Angeles, Los Angeles, CA, March 23, 2010

Presentation to the San Francisco Society of Certified Financial Analysts, San Francisco, CA, September 14, 2009

Presentation to the Forecasters Club of New York, March 25, 2009

The recent softness in the economic data looks much more like a bump in the road of what we already thought would be a gradual recovery, rather than a swerve into the ditch. ; Presentation to community leaders' luncheon, Portland, Oregon, July 28, 2010

Presentation to the Seattle Community Development Roundtable, Seattle, WA, November 15, 2010

Presentation to the Oregon Bankers Association Annual Convention with the Idaho Bankers Association, Coeur d’Alene, Idaho, July 28, 2009

Presentation to the Burnham-Moores Center for Real Estate School of Business Administration, University of San Diego, San Diego, CA, February 22, 2010