An oft-touted benefit of homeownership is the ability to build and access equity, and in recent years the amount of … mortgage equity withdrawal (MEW) loan products were denied. Black and Hispanic homeowners' applications were denied at even … with purchase and rate/term refinance mortgage applications. Controlling for loan and borrower characteristics commonly …

time-to-sell determines the mortgage standards of competitive lenders, measured by the maximum loan-to-value (LTV) ratio …

homeownership. In this paper we use property-level data to estimate the effect of government mortgage guarantees on homeownership … government guarantees, but find no robust effect on homeownership. This finding suggests that government guarantees could be … considerably reduced with modest effects on homeownership, which is relevant for housing finance reform plans that propose to …

mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using … declines in the homeownership rates …

expensive properties, and not to reduce their mortgage debt and house price risk exposure. A counterfactual study of homebuyers …

greater chance of getting a mortgage to buy a home. As a result, the positive correlation between the homeownership and … search and matching model where trading frictions in the mortgage, housing and labour markets interact with each other …. Precisely, the employment status affects the probability to get a mortgage. In turn, the granting or not of the mortgage affects …

In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same … interest rates of the residential mortgage loans extended for purchasing accommodation in the new housing construction sector …

In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …