With a vast customer base and the acquisition of information about their customers and their preferences in connection with their services, Big Tech companies are also becoming essential players in the financial sphere. Payment solutions offered by Big Tech companies, such as Google Pay or...

Decentralised Finance applications aim to replicate existing financial products and services from the highly regulated Traditional Finance (TradFi) system using the distributed ledger technology and smart contracts. An open, multi-layered and composable architecture has facilitated the...

Decentralised Finance applications aim to replicate existing financial products and services from the highly regulated Traditional Finance (TradFi) system using the distributed ledger technology and smart contracts. An open, multi-layered and composable architecture has facilitated the...

Mit der Verordnung über Märkte für Kryptowerte (MiCAR) und der Verordnung über eine Pilotregelung für auf der Distributed-Ledger-Technologie basierende Marktinfrastrukturen (DLT-Pilotregelung) hat die Europäische Union ein unionsweit einheitliches Regime zur Regulierung der Ausgabe von und...

Der 29. Juni 2023 ist ein historischer Moment für die Regulierung von Bitcoin, Stablecoins und anderen Kryptowerten, denn zu diesem Datum ist die EU-Verordnung über Märkte für Kryptowerte (MiCAR) in Kraft getreten. Ab 30. Dezember 2024 werden alle Regeln anwendbar sein.Die MiCAR schafft das...

Large technology firms ("BigTechs") increasingly extend their influence in finance, primarily taking over market shares in payment services. A further expansion of their businesses into the territory of cryptocurrencies could entail new and unprecedented risks for the future, namely for...

Large technology firms («BigTechs») increasingly extend their influence in finance, primarily taking over market shares in payment services. A further expansion of their businesses into the territory of cryptocurrencies could entail new and unprecedented risks for the future, namely for...

The European Commission published its new Digital Finance Strategy on 24 September 2020. One of the centrepieces of the Strategy is the draft Regulation on Markets in Crypto-Assets (MiCA), designed to provide a comprehensive regulatory framework for digital assets in the EU.With MiCA the EU...

Buffer is often involved in the biological studies on a surface with the scanning probe microscopy and the remnant of the salts of buffer may affect the correct interpretation of the experimental results. However, the knowledge on the performance of chemicals of buffer on a substrate is still...

Evento: 20th Anniversary Conference; Organizado por: BIS Representative Office for the Americas ; Central banks and other authorities have a range of tools and roles to play when facing the challenges posed by the increased digitalisation of the financial sector. I have tried to provide some...