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Year of publication
Subject
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Bargeldloser Zahlungsverkehr 1,991 Noncash payments 1,949 Electronic payment 1,051 Elektronisches Zahlungsmittel 1,051 Zahlungsverkehr 895 Payment transactions 891 Consumer behaviour 382 Konsumentenverhalten 382 Virtuelle Währung 349 Virtual currency 343 International payments 271 Internationaler Zahlungsverkehr 271 Cash 263 Bargeld 258 Credit card 237 Kreditkarte 237 EU countries 228 EU-Staaten 228 Digitalisierung 173 Digitization 170 Electronic Banking 165 Electronic banking 162 Mobile Business 160 Mobile business 160 Welt 155 World 155 Deutschland 131 Indien 128 India 127 Geldpolitik 124 Monetary policy 124 Financial services 123 Finanzdienstleistung 123 Theorie 123 Theory 123 Germany 121 Finanztechnologie 116 Electronic Commerce 114 Financial technology 113 Innovation adoption 109
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Online availability
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Free 713 Undetermined 416 CC license 46
Type of publication
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Article 1,080 Book / Working Paper 903 Journal 9
Type of publication (narrower categories)
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Article in journal 960 Aufsatz in Zeitschrift 960 Graue Literatur 374 Non-commercial literature 374 Arbeitspapier 276 Working Paper 276 Aufsatz im Buch 114 Book section 114 Collection of articles of several authors 35 Sammelwerk 35 Hochschulschrift 30 Conference paper 28 Konferenzbeitrag 28 Aufsatzsammlung 23 Thesis 21 Amtsdruckschrift 18 Government document 18 Konferenzschrift 18 Conference proceedings 10 Interview 8 Dissertation u.a. Prüfungsschriften 7 Ratgeber 5 Statistik 5 Bibliografie enthalten 4 Bibliography included 4 Case study 4 Fallstudie 4 Glossar enthalten 4 Glossary included 4 Guidebook 4 Handbook 4 Handbuch 4 Statistics 4 Amtliche Publikation 3 Lehrbuch 3 Bericht 2 Gesetz 2 Law 2 Market information 2 Marktinformation 2
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Language
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English 1,720 German 204 Polish 17 French 16 Russian 14 Dutch 8 Spanish 5 Undetermined 5 Italian 4 Hungarian 2 Norwegian 2 Czech 1 Danish 1 Serbian 1 Swedish 1
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Author
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Shy, Oz 29 Stavins, Joanna 28 Schmiedel, Heiko 25 Bolt, Wilko 17 Stix, Helmut 17 Humphrey, David B. 16 Schuh, Scott 16 Frost, Jon 15 Greene, Claire 15 Krüger, Malte 15 Huynh, Kim P. 14 Kosse, Anneke 13 Auer, Raphael A. 12 Bruggink, Diederik 12 Cruijsen, Carin van der 12 Jonker, Nicole 12 Hasan, Iftekhar 11 Van Hove, Leo 11 Arango-Arango, Carlos A. 10 Takalo, Tuomas 10 Balakrishnan, Mahadevan 9 Bounie, David 9 Luther, William J. 9 Milkau, Udo 9 Rogoff, Kenneth S. 9 Górka, Jakub 8 Polasik, Michal 8 Rysman, Marc 8 Seitz, Franz 8 Tanai Khiaonarong 8 Verdier, Marianne 8 Arango, Carlos 7 Brunnermeier, Markus Konrad 7 Carbó Valverde, Santiago 7 Chiu, Jonathan 7 Cornelli, Giulio 7 Fujiki, Hiroshi 7 Hayashi, Fumiko 7 Martikainen, Emmi 7 Schmidt, Tobias 7
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Institution
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National Bureau of Economic Research 11 European Central Bank 9 Europäische Zentralbank 7 Europäische Kommission 6 Norges Bank 4 Danmarks Nationalbank 3 Deutsche Bundesbank 3 European Innovation Council and SMEs Executive Agency 3 Universität Regensburg / ibi research 3 World Bank Group 3 Akademischer Bankentag <4, 1998, Rostock> 2 Bank für Internationalen Zahlungsausgleich / Committee on Payments and Market Infrastructures 2 Bank für Internationalen Zahlungsausgleich / Währungs- und Wirtschaftsabteilung 2 Bastei Lübbe AG 2 Books on Demand GmbH <Norderstedt> 2 Deutsche Verkehrswissenschaftliche Gesellschaft 2 Fachhochschule des BFI Wien 2 FinMark Trust 2 FinanzBuch Verlag 2 Frankfurt School Verlag GmbH 2 Internationaler Währungsfonds 2 Kopp Verlag e.K. 2 OECD 2 SUERF - The European Money and Finance Forum 2 Sveriges Riksbank 2 Walter de Gruyter GmbH & Co. KG 2 Associated Chambers of Commerce and Industry of India 1 Autoriteit Consument & Markt 1 Bank für Internationalen Zahlungsausgleich / Ausschuß für Zahlungsverkehrs- und Abrechnungssysteme der Zentralbanken der Länder der Zehnergruppe 1 Bank für Internationalen Zahlungsausgleich / Representative Office for the Americas 1 Bank of Canada 1 Bankrechtstag <2009, Frankfurt, Main> 1 Bargeldsymposium <1., 2012, Frankfurt am Main> 1 Boston Consulting Group 1 Brookings Institution 1 Bundesverband Deutscher Banken 1 Bundesverband der Deutschen Industrie 1 CEPS, Centre for European Policy Studies 1 Cash in East Asia <Veranstaltung> <2016, Ludwigshafen am Rhein> 1 Cash on Trial <Veranstaltung> <2019, Frankfurt am Main> 1
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Published in...
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Journal of payments strategy & systems 221 Journal of digital banking 27 The journal of financial market infrastructures 16 Bank-Praktiker : rechtssicher, revisionsfest, risikogerecht 15 Working paper 15 Discussion papers / CEPR 13 Staff working paper / Bank of Canada 13 Working papers / Federal Reserve Bank of Boston 12 Bank of Finland research discussion papers 11 NBER working paper series 11 The Cato journal : an interdisciplinary journal of public policy analysis 11 Working paper series / European Central Bank 11 DNB working paper 10 Journal of retailing and consumer services 10 International journal of bank marketing 9 SpringerLink / Bücher 9 Wirtschaftsdienst : Zeitschrift für Wirtschaftspolitik 9 Applied economics 8 International journal of electronic finance : IJEF 8 Journal of banking & finance 8 Monetary policy & the economy : quarterly review of economic policy 8 Springer eBook Collection 8 Technological forecasting & social change : an international journal 8 Bank-Archiv : Zeitschrift für das gesamte Bank- und Börsenwesen : journal of banking and financial research 7 DNB working papers 7 ECB Working Paper 7 Finance research letters 7 Journal of science and technology policy management : JSTPM 7 Untersuchungen über das Spar-, Giro- und Kreditwesen / B 7 Zeitschrift für das gesamte Kreditwesen : Pflichtblatt der Frankfurter Wertpapierbörse 7 Borradores de economía 6 Bulletin / Reserve Bank of Australia 6 De Nederlandsche Bank Working Paper 6 Economic review 6 International journal of industrial organization 6 Journal of corporate treasury management : the official publication of the Finance and Treasury Association 6 Journal of financial services marketing 6 Kom / Kommission der Europäischen Gemeinschaften 6 Markets, infrastructures, payment systems 6 Public policy discussion papers 6
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Source
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ECONIS (ZBW) 1,973 USB Cologne (EcoSocSci) 18 EconStor 1
Showing 1 - 50 of 1,992
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Thank you, government! : your support facilitated my intention to use mobile payment in the new normal era
Ling, Pick Soon; Lim, Xin Jean; Wong, Lim-Jin; Kelvin … - In: Spanish journal of marketing 29 (2025) 1, pp. 3-21
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Rationalizing firm forecasts
Bloom, Nicholas; Codreanu, Mihai; Fletcher, Robert A. - 2025
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The digital retail payment market is changing
Kjemtrup, Frederik Ræbild - 2025
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Fast payments and financial inclusion in Latin America and the Caribbean
Aurazo, José; Franco, Cecilia; Frost, Jon; McIntosh, Jamere - 2025
Most countries in Latin America and the Caribbean are implementing fast payment systems (FPS), often with the goal of enhancing access to and use of affordable financial services. FPS offer immediate transfer of funds on a 24x7 basis between end users. This paper assesses how FPS can promote...
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Consumer adoption and use of payment technology : convenience benefits vs. security concerns
Brown, Martin; Felber, Laura; Meyer, Christoph - 2025 - This version: March 2025
Convenience and security are the two key attributes that consumers consider when choosing between payment technologies. We examine how consumers react to an exogenous change to the convenience and security of digital payments. We study an increase in the 'tap-and-go' limit for contactless...
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Analysis of the payment habits in Malta
Savo, Stefano; Galea, Brenda Lee - 2025
This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...
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Payment literacy pays off : higher trust and financial inclusion
Cruijsen, Carin van der; Haan, Jakob de - 2025
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Preventing fraud in crypto payments
Damkjær Christensen, Louise - In: Journal of economic criminology 7 (2025), pp. 1-7
When paying with a payment instrument in fiat currency within the EU, the transaction is covered by the PSD2, which provides prudent protection for payers and their payment instruments. When the transaction is instead executed in bitcoin, an unbacked crypto-asset, the transaction is not covered...
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Cashless payment system and Covid-19 on the example of the Czech Republic
Schlossberger, Otakar; Soldanová, Marcela - In: Financial internet quarterly 18 (2022) 1, pp. 31-43
The paper deals with cashless payments during the pandemic situation caused by Covid-19. The aim of the paper will be to use the method of analysis and comparison of selected data to answer the following research question: Has the pandemic caused by Covid-19 contributed to increasing the share...
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Central bank digital currencies and fast payment systems : rivals or partners?
Aurazo, José; Banka, Holti; Frost, Jon; Kosse, Anneke; … - 2024
Retail central bank digital currencies (CBDCs) and fast payment systems (FPS) share a number of similarities. Both allow for instant transactions for end users, can rely on underlying infrastructures operated by the central bank and can allow for an important role for private payment service...
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Faster digital payments: global and regional perspectives
Aurazo, José (ed.); Frost, Jon (ed.); Kosse, Anneke (ed.) - Workshop on Fast Payments <Stadt> <2024, Mexico> - 2024
This volume provides insights and lessons learned from a range of fast payment systems (FPS). Over 100 jurisdictions worldwide, including 15 jurisdictions in Latin America, have implemented FPS, which are a promising tool to improve people's payment experience, access to financial services and...
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Factors influencing the use of Buy Now Pay Later (BNPL) payments
Waliszewski, Krzysztof; Solarz, Małgorzata; Kubiczek, Jakub - In: Contemporary economics 18 (2024) 4, pp. 444-457
This article focuses on the fastest-growing consumer credit segment usually associated with e-commerce, but increasingly offered for brick-and-mortar shopping too. The purpose of the study was to identify how, and the extent to which, specific aspects of consumer behaviour - particularly in...
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Demystification of readiness, security, and technological enhancements in the adoption of a cashless economy
Susanto, Heru; Tamtini, Noor; Fahmi Ibrahim; Susanto, … - In: Economies : open access journal 12 (2024) 11, pp. 1-35
The adoption of a cashless economy was accelerated globally by the devastating impact of the COVID-19 pandemic. Brunei Darussalam was not excluded from this trend, as pandemic-related restrictions were implemented to ensure the safety of its population. In light of the COVID-19 crisis, this...
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Digital transformation of payment systems in OIC member countries
Organisation of Islamic Cooperation / Standing … - 2024
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EU payment observatory : annual report 2024
European Innovation Council and SMEs Executive Agency - 2024
Late payments are a significant hurdle for the competitiveness of EU companies. Delayed payments affect firms' liquidity, thereby hampering their ability to properly operate and to invest in growth. They also make it difficult for companies to pursue the digital and sustainable transition that...
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EU payment observatory : annual report 2024
European Innovation Council and SMEs Executive Agency - 2024
Late payments are a significant hurdle for the competitiveness of EU companies. Delayed payments affect firms' liquidity, thereby hampering their ability to properly operate and to invest in growth. They also make it difficult for companies to pursue the digital and sustainable transition that...
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Cash or card? : a structural model of payment choices
Lippi, Francesco; Moracci, Elia - 2024
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Climate impact assessment of retail payment services
Arvidsson, Niklas; Harahap, Fumi; Urban, Frauke; … - 2024 - Updated June 2024
Money and payments are central to modern economies and societies, yet there are increasing concerns over the environmental impacts of various payment services, particularly from a climate perspective. This report examines the climate impact of retail payments in Sweden in 2021, including cash,...
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A practical method in taxing e-commerce transactions via payment gateway : the role of payment service providers
Nur Ashikin Ishak; Mohd Rizal Palil; Siti Fatimah Abdul … - In: Global business and finance review 29 (2024) 6, pp. 1-16
Purpose: This study aims to propose a potential tax model for taxing e-commerce transactions in Malaysia. Design/methodology/approach: A qualitative approach was employed in this study to unravel methods for taxing e-commerce transactions in Malaysia by interviewing key policymakers, tax...
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Factors that affect individuals in using digital currency electronic payment In China : SEM and fsQCA approaches
Liu, Min; Li, Rita Yi Man; Jirawan Deeprasert - In: International review of economics & finance : IREF 95 (2024), pp. 1-15
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EU Payment Observatory : annual report 2023
European Innovation Council and SMEs Executive Agency; … - 2024
The European Payment Observatory of commercial transactions (EU Payment Observatory) was set up in 2023 at the initiative of the European Commission to monitor trends and developments on payment performance and behaviour in commercial transactions in the EU to combat late payments. Late payments...
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Access pricing, data externalities and sub-acquirers in payment markets
Aurazo, Jose - 2024
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Digital payments in China : some questions for a pragmatist anthropology of money
Ortiz, Horacio - In: Accounting, Economics, and Law : AEL ; a convivium 14 (2024) 2, pp. 251-270
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Less cash, more splash? : a meta-analysis on the cashless effect
Schomburgk, Lachlan; Belli, Alex; Hoffmann, Arvid O. I. - In: Journal of retailing 100 (2024) 3, pp. 382-403
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The environmental impact of digital over cash payments in Europe
2024
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Defining households that are underserved in digital payment services
Greene, Claire; Hayashi, Fumiko; Lloro, Alicia; Shy, Oz; … - 2024
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Consumers' payment preferences and banking digitalisation in the euro area
Meyer, Justus; Teppa, Federica - 2024
This paper contributes to understanding consumers' retail payment preferences and digitalisation in personal finances. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro area, where the payment services market has changed...
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Exploring individuals' socioeconomic characteristics and digital infrastructure determinants of digital payment adoption in Ethiopia
Andaregie, Adino; Abebe, Gumataw Kifle; Gupta, Prashant; … - In: Digital business 4 (2024) 2, pp. 1-22
The COVID-19 pandemic has spurred a surge in digital payments, with over 40 % of adults in low- and middle-income countries making their first merchant payments using cards, phones, or the internet since the pandemic began. This study examines the determinants of adopting digital payments during...
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CEMLA's survey on central bank digital currencies in Latin America and the Caribbean
Hernández del Valle, Gerardo; Chua Mejía, Karla; … - In: Latin American journal of central banking : LAJCB 5 (2024) 4, pp. 1-21
In late 2021 and early 2022, CEMLA conducted a thorough survey involving 12 central banks to analyze key aspects related to the potential implementation of a Central Bank Digital Currency (CBDC). The findings revealed prevalent issues and objectives regarding digital payments in the region, as...
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Argument by false analogy : the mistaken classification of Bitcoin as token money
Milne, Alistair - 2024
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You are how you pay: understanding and identifying the payment behavior of sociodemographic groups
Mäder, Aurel Ruben; Jüttner, Matthias Paul; … - 2024
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CBDC in the market for payments at the point of sale : equilibrium impact and incumbent responses
Engert, Walter; Shcherbakov, Oleksandr; Stenzel, André - 2024 - Last updated: December 20, 2024
We investigate the introduction of a central bank digital currency (CBDC) into the market for payments. Focusing on the point of sale, we develop and estimate a structural model of consumer adoption, merchant acceptance and usage decisions. We counterfactually simulate the introduction of a...
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Gatekeeping at the counter: the regulation of stacked payment platforms
Gomes, Renato; Lefouili, Yassine - 2024 - This version: November 2024
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Retail fast payment systems as a catalyst for digital finance
Cornelli, Giulio; Frost, Jon; Warren, Jonathan W.; … - 2024 - This version: 12 November 2024
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Do digital natives use mobile payment differently than digital immigrants? : a comparative study between generation X and Z
Agárdi, Irma; Alt, Mónika Anetta - In: Electronic commerce research 24 (2024) 3, pp. 1463-1490
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A revolution in digital payments : faster, user-friendlier and cheaper
Aurazo, José; Cantú, Carlos; Frost, Jon; Kosse, Anneke; … - In: Faster digital payments: global and regional perspectives, (pp. 3-15). 2024
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Fast payments and banking: Costa Rica's SINPE Móvil
Araujo, Douglas Kiarelly Godoy de; Cantú, Carlos; … - In: Faster digital payments: global and regional perspectives, (pp. 45-60). 2024
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The organisation of digital payments in India : lessons from the Unified Payments Interface (UPI)
Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - In: Faster digital payments: global and regional perspectives, (pp. 61-73). 2024
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Impact of interoperability regulation on the use of digital payments in Peru
Ancalle, Celene; Garcia, Maria Gracia - 2024
Interoperability is the characteristic of a payment service (e.g. digital wallets) to allow its users to pay any person or company, regardless of the financial institution providing services to the payer or payee. On October 7, 2022, the Central Reserve Bank of Peru (BCRP) issued the Payment...
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Analysis of cash usage, preferences and perceptions on Euro banknotes of the Maltese public
Borg, Julian Carl; Buttigieg, Nicole; Lenzo, Elaine Cynthia - 2024
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Paying in a blink of an eye : it hurts less, but you spend more
Broekhoff, Marie-Claire; Cruijsena, Carin van der - In: Journal of economic behavior & organization 221 (2024), pp. 110-133
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Integración ordenada de las Fintech como participantes de los sistemas de pago regulados en El Salvador
Andrade Gómez, Angela Azucena; Coto Cruz, Valeria del … - 2024
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Interchange fees, access pricing and sub-acquirers in payment markets
Aurazo, Jose - 2024
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Entrenched informality : how non-enforcement, fintech, and digital payments are challenging development in Latin America
Dewey, Matías - In: Economic sociology : perspectives and conversations 25 (2024) 2, pp. 34-39
In the late 1990s, José emigrated from Bolivia to Buenos Aires, Argentina. There, he found a formal job, which he lost in 2000. The following year, in 2001, José obtained 50 dollars and, using his mother's sewing machine, began informally manufacturing children's caps and selling them in La...
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The e-levy and merchant payment exemption in Ghana
Scarpini, Celeste; Santoro, Fabrizio; Abounabhan, Mary; … - 2024
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Nearly cashless : digital transformation or cultural transmission?
Wischnewsky, Arina - 2024 - Preliminary version: 13 April, 2024
As economies transition towards digitalization, the shift from cash to noncash alternatives becomes increasingly relevant. While this trend is rapidly advancing in some countries, others continue to rely heavily on cash, underlining the need for central banks to measure and understand cash usage...
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Do cashlpess payments stimulate spending? : evidence from QR code payment campaigns and bank transaction data in Japan
Sasak, Hinata; Ueda, Kozo - 2024
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Digital payment fraud in Denmark
Brock, Marcus Clausen - 2024
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Digital payments and bank competition
Verdier, Marianne - In: Journal of financial stability 73 (2024), pp. 1-17
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Factors influencing the adoption of cashless transactions : toward a unified view
Raj L., Vimal; Amilan S; Aparna, K. - In: South Asian journal of marketing 5 (2024) 1, pp. 74-90
Purpose - This study aims to construct an appropriate framework by incorporating essential components from the most renowned theories to investigate the variables that impact behavioural intentions towards embracing cashless transactions (CLT). Design/methodology/approach - A survey was...
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