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Subject
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Bargeldloser Zahlungsverkehr 2,044 Noncash payments 2,002 Electronic payment 1,096 Elektronisches Zahlungsmittel 1,096 Zahlungsverkehr 925 Payment transactions 921 Consumer behaviour 393 Konsumentenverhalten 393 Virtuelle Währung 365 Virtual currency 359 International payments 281 Internationaler Zahlungsverkehr 281 Cash 267 Bargeld 262 Credit card 239 Kreditkarte 239 EU countries 236 EU-Staaten 236 Digitalisierung 187 Digitization 184 Electronic Banking 173 Electronic banking 170 Mobile Business 168 Mobile business 168 Welt 155 World 155 Financial services 132 Finanzdienstleistung 132 Deutschland 131 Indien 131 India 130 Geldpolitik 128 Monetary policy 128 Finanztechnologie 127 Theorie 125 Theory 125 Financial technology 124 Germany 121 Innovation adoption 119 Innovationsakzeptanz 119
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Online availability
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Free 735 Undetermined 445 CC license 57
Type of publication
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Article 1,123 Book / Working Paper 913 Journal 9
Type of publication (narrower categories)
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Article in journal 997 Aufsatz in Zeitschrift 997 Graue Literatur 378 Non-commercial literature 378 Arbeitspapier 281 Working Paper 281 Aufsatz im Buch 119 Book section 119 Collection of articles of several authors 35 Sammelwerk 35 Hochschulschrift 30 Conference paper 28 Konferenzbeitrag 28 Aufsatzsammlung 25 Thesis 21 Konferenzschrift 18 Amtsdruckschrift 17 Government document 17 Conference proceedings 10 Interview 8 Dissertation u.a. Prüfungsschriften 7 Ratgeber 5 Statistik 5 Bibliografie enthalten 4 Bibliography included 4 Case study 4 Fallstudie 4 Glossar enthalten 4 Glossary included 4 Guidebook 4 Handbook 4 Handbuch 4 Statistics 4 Amtliche Publikation 3 Lehrbuch 3 Bericht 2 Gesetz 2 Law 2 Market information 2 Marktinformation 2
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Language
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English 1,773 German 204 Polish 17 French 16 Russian 14 Dutch 8 Spanish 5 Undetermined 5 Italian 4 Hungarian 2 Norwegian 2 Czech 1 Danish 1 Serbian 1 Swedish 1
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Author
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Shy, Oz 29 Stavins, Joanna 28 Schmiedel, Heiko 25 Bolt, Wilko 17 Stix, Helmut 17 Frost, Jon 16 Humphrey, David B. 16 Schuh, Scott 16 Greene, Claire 15 Huynh, Kim P. 15 Krüger, Malte 15 Kosse, Anneke 13 Van Hove, Leo 13 Auer, Raphael A. 12 Bruggink, Diederik 12 Cruijsen, Carin van der 12 Jonker, Nicole 12 Arango-Arango, Carlos A. 11 Hasan, Iftekhar 11 Polasik, Michal 10 Takalo, Tuomas 10 Balakrishnan, Mahadevan 9 Bounie, David 9 Luther, William J. 9 Milkau, Udo 9 Rogoff, Kenneth S. 9 Verdier, Marianne 9 Górka, Jakub 8 Rysman, Marc 8 Seitz, Franz 8 Tanai Khiaonarong 8 Arango, Carlos 7 Brunnermeier, Markus Konrad 7 Carbó Valverde, Santiago 7 Chiu, Jonathan 7 Cornelli, Giulio 7 Fujiki, Hiroshi 7 Hayashi, Fumiko 7 Kotkowski, Radoslaw 7 Martikainen, Emmi 7
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Institution
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National Bureau of Economic Research 12 European Central Bank 9 Europäische Zentralbank 7 Europäische Kommission 6 Norges Bank 4 Danmarks Nationalbank 3 Deutsche Bundesbank 3 European Innovation Council and SMEs Executive Agency 3 Universität Regensburg / ibi research 3 World Bank Group 3 Akademischer Bankentag <4, 1998, Rostock> 2 Bank für Internationalen Zahlungsausgleich / Committee on Payments and Market Infrastructures 2 Bank für Internationalen Zahlungsausgleich / Währungs- und Wirtschaftsabteilung 2 Bastei Lübbe AG 2 Books on Demand GmbH <Norderstedt> 2 Deutsche Verkehrswissenschaftliche Gesellschaft 2 Fachhochschule des BFI Wien 2 FinMark Trust 2 FinanzBuch Verlag 2 Frankfurt School Verlag GmbH 2 Internationaler Währungsfonds 2 Kopp Verlag e.K. 2 OECD 2 SUERF - The European Money and Finance Forum 2 Sveriges Riksbank 2 Walter de Gruyter GmbH & Co. KG 2 Associated Chambers of Commerce and Industry of India 1 Autoriteit Consument & Markt 1 Bank für Internationalen Zahlungsausgleich / Ausschuß für Zahlungsverkehrs- und Abrechnungssysteme der Zentralbanken der Länder der Zehnergruppe 1 Bank für Internationalen Zahlungsausgleich / Representative Office for the Americas 1 Bank of Canada 1 Bankrechtstag <2009, Frankfurt, Main> 1 Bargeldsymposium <1., 2012, Frankfurt am Main> 1 Boston Consulting Group 1 Brookings Institution 1 Bundesverband Deutscher Banken 1 Bundesverband der Deutschen Industrie 1 CEPS, Centre for European Policy Studies 1 Cash in East Asia <Veranstaltung> <2016, Ludwigshafen am Rhein> 1 Cash on Trial <Veranstaltung> <2019, Frankfurt am Main> 1
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Published in...
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Journal of payments strategy & systems 228 Journal of digital banking 27 The journal of financial market infrastructures 18 Working paper 16 Bank-Praktiker : rechtssicher, revisionsfest, risikogerecht 15 Discussion papers / CEPR 13 Staff working paper / Bank of Canada 13 NBER working paper series 12 Working papers / Federal Reserve Bank of Boston 12 Bank of Finland research discussion papers 11 The Cato journal : an interdisciplinary journal of public policy analysis 11 Working paper series / European Central Bank 11 DNB working paper 10 Journal of retailing and consumer services 10 International journal of bank marketing 9 Journal of science and technology policy management : JSTPM 9 SpringerLink / Bücher 9 Wirtschaftsdienst : Zeitschrift für Wirtschaftspolitik 9 Applied economics 8 Finance research letters 8 International journal of electronic finance : IJEF 8 Journal of banking & finance 8 Monetary policy & the economy : quarterly review of economic policy 8 Springer eBook Collection 8 Technological forecasting & social change : an international journal 8 Bank-Archiv : Zeitschrift für das gesamte Bank- und Börsenwesen : journal of banking and financial research 7 Borradores de economía 7 DNB working papers 7 ECB Working Paper 7 Untersuchungen über das Spar-, Giro- und Kreditwesen / B 7 Zeitschrift für das gesamte Kreditwesen : Pflichtblatt der Frankfurter Wertpapierbörse 7 Bulletin / Reserve Bank of Australia 6 De Nederlandsche Bank Working Paper 6 Economic review 6 Economics letters 6 International journal of industrial organization 6 Journal of corporate treasury management : the official publication of the Finance and Treasury Association 6 Journal of financial services marketing 6 Kom / Kommission der Europäischen Gemeinschaften 6 Markets, infrastructures, payment systems 6
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Source
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ECONIS (ZBW) 2,026 USB Cologne (EcoSocSci) 18 EconStor 1
Showing 1 - 50 of 2,045
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The digital retail payment market is changing
Kjemtrup, Frederik Ræbild - 2025
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Analysis of the payment habits in Malta
Savo, Stefano; Galea, Brenda Lee - 2025
This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...
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Analyzing influence factors of consumers switching intentions from cash payments to Quick Response Code Indonesian Standard (QRIS) digital payments
Bachri, Ahmad Alim; Maulida, Mutia; Sari, Yuslena; … - In: International Journal of Financial Studies : open … 13 (2025) 2, pp. 1-19
The COVID-19 pandemic has precipitated several challenges, prompting the Indonesian government to enact rules aimed at minimizing direct contact to mitigate the spread of COVID-19, which has also affected transactional activities. Transactions conducted using a digital wallet represent a...
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A systematic literature review on payment methods in hospitality and tourism
Wang, Ruoyuan; Chan, Chung-Shing - In: Information technology & tourism 27 (2025) 1, pp. 1-27
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Will the use of cashless subsidy potentially reduce illegal underground economy activity? : a case study in Indonesia
Wibowo, Joshi Maharani; Hariadi, Sugeng - In: Business, mangagement and economics engineering : BMEE 23 (2025) 1, pp. 68-91
Purpose - This study was conducted to understand the potential of cashless subsidy to reduce illegal underground economy activity in Indonesia. Research methodology - The research was done through a qualitative approach then analyzed based on the content analysis and sentiment analysis using...
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Competing digital monies
Frost, Jon; Rochet, Jean-Charles; Shin, Hyun Song; … - 2025
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The rise of FinTech and the journey toward a cashless society : investigating the use of mobile payments by SMEs in Oman in the context of Vision 2040
Al Ghunaimi, Hisham; Al Maqtari, Faozi A.; Wesonga, Ronald - In: Administrative Sciences : open access journal 15 (2025) 5, pp. 1-29
This study investigates the factors that affect the adoption of mobile payment systems in Oman, focusing specifically on small and medium-sized enterprises (SMEs) within the expanding FinTech landscape. By utilizing secondary sources of data from the Central Bank of Oman and global FinTech...
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Digital payments trust in Latin America and the Caribbean
Rubio, Jeniffer; Tulcanaza Prieto, Ana Belén - In: Economies : open access journal 13 (2025) 5, pp. 1-18
The adoption of electronic payments has increased globally, driving economic growth by enabling smoother transactions. Digital payments enhance speed, security, trust, and efficiency, prompting governments to implement policies that promote financial inclusion through new payment technologies....
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Designing the future of money: the case for multiple CBDCs by: Julian A. Parra-Polania, Constanza Martínez-Ventura
Parra-Polania, Julian A.; Martínez-Ventura, Constanza - 2025
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Remittances to Samoa : A Safe Payment Corridor
Markevych, Maksym - 2025
This paper provides a targeted analysis of ML/TF risks pertaining to remittances to Samoa, confirming limited risks, and discusses potential opportunities for streamlining applicable AML/CFT requirements to operationalize regional remittances risk assessments. Over the past decade, Samoa has...
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Digital Payment Innovations in Sub-Saharan Africa
Ricci, Luca - 2025
This paper takes stock of developments and policy issues related to digital payments innovations across sub-Saharan African (SSA), including central bank digital currency (CBDC), fast payments systems (FPS), mobile money, and crypto assets, which are now at the forefront of policymakers'...
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Growing Retail Digital Payments : The Value of Interoperability
Copestake, Alexander - 2025
Policymakers in many countries aim to increase the uptake of retail digital payment systems. This Note examines whether interoperability can help achieve this goal. We provide a conceptual framework that explains how interoperability can support the adoption of digital payments by increasing...
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Study on online payment ecosystem
Christaras, V. (contributor); Karopoulos, G. (contributor);  … - European Commission / Joint Research Centre - 2025
This document is a study performed by the JRC to support an analysis of DG-Competition concerning online payment systems. The report provides a high-level overview of online payments in the EU, including payment cards, mobile wallets, bank transfers, and other methods, as well as an examination...
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Digital payments adoption by consumers and firms : implications for financial inclusion
Vlaicu, Razvan - 2025
Digital payments have increasingly been adopted by consumers and firms in Latin America and the Caribbean. This policy research paper analyzes recent post-pandemic data on digital payments in the region to describe adoption patterns, measure adoption gaps, and identify adoption barriers. The...
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Preventing fraud in crypto payments
Damkjær Christensen, Louise - In: Journal of economic criminology 7 (2025), pp. 1-7
When paying with a payment instrument in fiat currency within the EU, the transaction is covered by the PSD2, which provides prudent protection for payers and their payment instruments. When the transaction is instead executed in bitcoin, an unbacked crypto-asset, the transaction is not covered...
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Payment literacy pays off : higher trust and financial inclusion
Cruijsen, Carin van der; Haan, Jakob de - 2025
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Consumer adoption and use of payment technology : convenience benefits vs. security concerns
Brown, Martin; Felber, Laura; Meyer, Christoph - 2025 - This version: March 2025
Convenience and security are the two key attributes that consumers consider when choosing between payment technologies. We examine how consumers react to an exogenous change to the convenience and security of digital payments. We study an increase in the 'tap-and-go' limit for contactless...
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Exploring the use of crypto-assets for payments
Koutrouli, Eleni; Manousopoulos, Polychronis - In: FinTech 4 (2025) 2, pp. 1-30
This paper explores the current use of crypto-assets for payments, focusing mostly on unbacked crypto-assets, while selectively referring to stablecoins. Although some specific characteristics of crypto-assets, such as their price volatility and unclear legal settlement, render them unsuitable...
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Thank you, government! : your support facilitated my intention to use mobile payment in the new normal era
Ling, Pick Soon; Lim, Xin Jean; Wong, Lim-Jin; Kelvin … - In: Spanish journal of marketing 29 (2025) 1, pp. 3-21
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Rationalizing firm forecasts
Bloom, Nicholas; Codreanu, Mihai; Fletcher, Robert A. - 2025
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Fast payments and financial inclusion in Latin America and the Caribbean
Aurazo, José; Franco, Cecilia; Frost, Jon; McIntosh, Jamere - 2025
Most countries in Latin America and the Caribbean are implementing fast payment systems (FPS), often with the goal of enhancing access to and use of affordable financial services. FPS offer immediate transfer of funds on a 24x7 basis between end users. This paper assesses how FPS can promote...
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Carrot and stick : impact of regulations, subsidies, and obligations on the development of cashless payments in poland
Polasik, Michal; Kotkowski, Radoslaw; Manikowski, Arkadiusz - In: Journal of central banking theory and practice 14 (2025) 3, pp. 105-138
Between 2012 and 2024, Poland-once a laggard in cashless payments among EU countries-underwent a profound transformation. The per capita number of cashless transactions at physical points of sale increased more than eightfold, rising from approximately 30 to over 250 per year, surpassing the EU...
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Cashless payment system and Covid-19 on the example of the Czech Republic
Schlossberger, Otakar; Soldanová, Marcela - In: Financial internet quarterly 18 (2022) 1, pp. 31-43
The paper deals with cashless payments during the pandemic situation caused by Covid-19. The aim of the paper will be to use the method of analysis and comparison of selected data to answer the following research question: Has the pandemic caused by Covid-19 contributed to increasing the share...
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Retail payment services 2023
Norges Bank - 2024
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CEMLA's survey on central bank digital currencies in Latin America and the Caribbean
Hernández del Valle, Gerardo; Chua Mejía, Karla; … - In: Latin American journal of central banking : LAJCB 5 (2024) 4, pp. 1-21
In late 2021 and early 2022, CEMLA conducted a thorough survey involving 12 central banks to analyze key aspects related to the potential implementation of a Central Bank Digital Currency (CBDC). The findings revealed prevalent issues and objectives regarding digital payments in the region, as...
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A revolution in digital payments : faster, user-friendlier and cheaper
Aurazo, José; Cantú, Carlos; Frost, Jon; Kosse, Anneke; … - In: Faster digital payments: global and regional perspectives, (pp. 3-15). 2024
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Fast payments and banking: Costa Rica's SINPE Móvil
Araujo, Douglas Kiarelly Godoy de; Cantú, Carlos; … - In: Faster digital payments: global and regional perspectives, (pp. 45-60). 2024
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The organisation of digital payments in India : lessons from the Unified Payments Interface (UPI)
Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - In: Faster digital payments: global and regional perspectives, (pp. 61-73). 2024
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Swedish payments infrastructure priorities in a rapidly changing payment landscape
Richards, Tony - In: Sveriges Riksbank economic review (2024) 1, pp. 33-66
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Cash in the pocket, cash in the cloud : cash holdings of bitcoin owners
Balutel, Daniela; Henry, Christopher S.; Huynh, Kim P.; … - In: International journal of central banking : IJCB 20 (2024) 3, pp. 115-159
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Switching from cash to cashless payments during the COVID-19 pandemic and beyond
Wisniewski, Tomasz Piotr; Polasik, Michal; Kotkowski, … - In: International journal of central banking : IJCB 20 (2024) 3, pp. 303-371
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Can tax evasion be reduced by fostering cashless payments? : a systematic literature review
Spinelli, Giulia; Gastaldi, Luca; Van Hove, Leo; Van … - In: The journal of financial market infrastructures 11 (2024) 4, pp. 65-93
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Impact of the EU regulations on the payment services
Korus, Krzysztof - In: Ekonomia i prawo 23 (2024) 4, pp. 637-654
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Digital assets in payments and transaction banking
Milne, Alistair; Lawack, Vivienne - 2024
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The technological shift towards embedded payments : an examination of young consumers' intention
Demir, Ecenur; Özsoy, Seren; Saygılı, Metin - In: Future business journal 10 (2024) 1, pp. 1-16
The surge in digital payment technologies and the swift transition to a cashless society have propelled the adoption of embedded payment systems, marking a significant shift in the payments landscape. Despite its increasing prevalence, the factors influencing the intention to use embedded...
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Bitcoin adoption in online payments : examining consumer intentions and word-of-mouth recommendations
Mofokeng, Thabang Excellent; Mbeya, Steven; Maduku, … - In: Future business journal 10 (2024) 1, pp. 1-30
Online retailers in emerging markets like South Africa are adopting Bitcoin payments. This study explores factors driving consumer adoption and word-of-mouth (WOM) recommendations for Bitcoin in online transactions. Using an integrated model combining valency theory, social contagion theory, and...
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Nexus between payments digitalization and cash usage in the Philippines
Glindro, Eloisa T.; Ofiaza, Rodalee E.; Jose, Ma. … - In: The Philippine review of economics : a joint … 61 (2024) 1, pp. 44-70
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EU Payment Observatory : annual report 2023
European Innovation Council and SMEs Executive Agency; … - 2024
The European Payment Observatory of commercial transactions (EU Payment Observatory) was set up in 2023 at the initiative of the European Commission to monitor trends and developments on payment performance and behaviour in commercial transactions in the EU to combat late payments. Late payments...
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How neighbor influence negatively affects digital payment adoption in Vietnam
Truong Tuan Linh; Huyen, Nguyen Thi Thanh; Do Nang Thang; … - In: Cogent business & management 11 (2024) 1, pp. 1-21
This study aims to assess the impact of neighborhood effects (NEs) on the adoption of digital payments (DP), focusing specifically on the northern mountainous regions of Vietnam. The innovation of our research lies in integrating the UTAUT2 model with the theory of herd behavior (THB). By...
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EU payment observatory : annual report 2024
European Innovation Council and SMEs Executive Agency - 2024
Late payments are a significant hurdle for the competitiveness of EU companies. Delayed payments affect firms' liquidity, thereby hampering their ability to properly operate and to invest in growth. They also make it difficult for companies to pursue the digital and sustainable transition that...
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EU payment observatory : annual report 2024
European Innovation Council and SMEs Executive Agency - 2024
Late payments are a significant hurdle for the competitiveness of EU companies. Delayed payments affect firms' liquidity, thereby hampering their ability to properly operate and to invest in growth. They also make it difficult for companies to pursue the digital and sustainable transition that...
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CBDC in the market for payments at the point of sale : equilibrium impact and incumbent responses
Engert, Walter; Shcherbakov, Oleksandr; Stenzel, André - 2024 - Last updated: December 20, 2024
We investigate the introduction of a central bank digital currency (CBDC) into the market for payments. Focusing on the point of sale, we develop and estimate a structural model of consumer adoption, merchant acceptance and usage decisions. We counterfactually simulate the introduction of a...
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Central bank digital currencies and fast payment systems : rivals or partners?
Aurazo, José; Banka, Holti; Frost, Jon; Kosse, Anneke; … - 2024
Retail central bank digital currencies (CBDCs) and fast payment systems (FPS) share a number of similarities. Both allow for instant transactions for end users, can rely on underlying infrastructures operated by the central bank and can allow for an important role for private payment service...
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Faster digital payments: global and regional perspectives
Aurazo, José (ed.); Frost, Jon (ed.); Kosse, Anneke (ed.) - Workshop on Fast Payments <Stadt> <2024, Mexico> - 2024
This volume provides insights and lessons learned from a range of fast payment systems (FPS). Over 100 jurisdictions worldwide, including 15 jurisdictions in Latin America, have implemented FPS, which are a promising tool to improve people's payment experience, access to financial services and...
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Factors influencing the use of Buy Now Pay Later (BNPL) payments
Waliszewski, Krzysztof; Solarz, Małgorzata; Kubiczek, Jakub - In: Contemporary economics 18 (2024) 4, pp. 444-457
This article focuses on the fastest-growing consumer credit segment usually associated with e-commerce, but increasingly offered for brick-and-mortar shopping too. The purpose of the study was to identify how, and the extent to which, specific aspects of consumer behaviour - particularly in...
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Exploring individuals' socioeconomic characteristics and digital infrastructure determinants of digital payment adoption in Ethiopia
Andaregie, Adino; Abebe, Gumataw Kifle; Gupta, Prashant; … - In: Digital business 4 (2024) 2, pp. 1-22
The COVID-19 pandemic has spurred a surge in digital payments, with over 40 % of adults in low- and middle-income countries making their first merchant payments using cards, phones, or the internet since the pandemic began. This study examines the determinants of adopting digital payments during...
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Digital transformation of payment systems in OIC member countries
Organisation of Islamic Cooperation / Standing … - 2024
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Access pricing, data externalities and sub-acquirers in payment markets
Aurazo, Jose - 2024
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You are how you pay: understanding and identifying the payment behavior of sociodemographic groups
Mäder, Aurel Ruben; Jüttner, Matthias Paul; … - 2024
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Consumers' payment preferences and banking digitalisation in the euro area
Meyer, Justus; Teppa, Federica - 2024
This paper contributes to understanding consumers' retail payment preferences and digitalisation in personal finances. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro area, where the payment services market has changed...
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