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Year of publication
Subject
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Payment behaviour 283 Zahlungsverhalten 275 Konsumentenverhalten 119 Consumer behaviour 116 Zahlungsverkehr 96 Payment transactions 93 Bargeldloser Zahlungsverkehr 66 Noncash payments 66 Electronic payment 55 Elektronisches Zahlungsmittel 55 Kreditkarte 53 Credit card 50 Bargeld 47 Cash 47 Deutschland 28 payment behaviour 27 Germany 25 Theorie 25 Theory 25 Coronavirus 19 Insolvency 18 Insolvenz 18 Niederlande 18 USA 18 United States 18 Netherlands 17 EU countries 16 EU-Staaten 16 Private Verschuldung 14 Private debt 14 cash 14 Hypothek 11 KMU 11 Mortgage 11 Privater Haushalt 11 SME 11 Accounts receivable 10 Forderungen 10 Household 10 Impact assessment 10
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Online availability
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Free 148 Undetermined 46 CC license 6
Type of publication
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Book / Working Paper 175 Article 126 Journal 2 Other 1
Type of publication (narrower categories)
All
Article in journal 92 Aufsatz in Zeitschrift 92 Graue Literatur 92 Non-commercial literature 92 Working Paper 78 Arbeitspapier 73 Aufsatz im Buch 28 Book section 28 Hochschulschrift 14 Conference paper 11 Konferenzbeitrag 11 Thesis 8 Amtsdruckschrift 3 Government document 3 Guidebook 3 Ratgeber 3 Collection of articles of several authors 2 Konferenzschrift 2 Sammelwerk 2 Amtliche Publikation 1 Aufsatzsammlung 1 Bibliografie enthalten 1 Bibliography included 1 Case study 1 Conference Paper 1 Fallstudie 1 Research Report 1
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Language
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English 238 German 43 Undetermined 9 Italian 4 Spanish 4 Polish 3 French 2 Romanian 1
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Author
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Stavins, Joanna 16 Kosse, Anneke 14 Schmidt, Tobias 12 Jonker, Nicole 11 Shy, Oz 11 Stix, Helmut 9 Greene, Claire 8 Schuh, Scott 8 Bühler, Stefan 6 Guiso, Luigi 6 Halbheer, Daniel 6 Lechner, Michael 6 Sapienza, Paola 6 Zingales, Luigi 6 Cruijsen, Carin van der 5 Eschelbach, Martina 5 Kuchler, Theresa 5 Ru, Hong 5 Schoar, Antoinette 5 Aggarwal, Shilpa 4 Alvarez, Fernando 4 Briglevics, Tamás 4 Dizon-Ross, Rebecca 4 Hernández, Lola 4 Pagel, Michaela 4 Plooij, Mirjam 4 Pyle, William 4 Zucker, Ariel D. 4 Argente, David 3 Barrot, Jean-Noel 3 Breitschaft, Markus 3 Earle, John S. 3 Gude, Hardy 3 Hernandez, Lola 3 Horst, Frank van der 3 Janowiak, Jared 3 Ji, Lu 3 Karamon, Kadiri 3 Kotkowski, Radoslaw 3 Krabichler, Thomas 3
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Institution
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National Bureau of Economic Research 6 Deutsche Bundesbank 5 de Nederlandsche Bank 4 Universität Regensburg / ibi research 3 European Central Bank 2 European Commission / Directorate-General for Internal Market, Industry, Entrepreneurship and SMEs 2 European University Institute / Department of Law 2 Verlag Dr. Kovač 2 Australien / Government 1 Banka Slovenije 1 Banque de France / Direction des Entreprises 1 Books on Demand GmbH <Norderstedt> 1 Centrale Bank van Curaca̧o en Sint Maarten 1 Curaçao / Central Bureau of Statistics 1 EU Payment Observatory 1 Eurasia Business and Economics Society 1 Eurasia Business and Economics Society / Conference <29., 2019, Lissabon> 1 European Commission / Directorate-General for Economic and Financial Affairs 1 European Commission / Directorate-General for Justice and Consumers 1 Europäische Kommission / Generaldirektion Justiz und Verbraucher 1 GFK 1 GfK Belgium <Körperschaft> 1 Internationale Bargeldkonferenz "Cash in the Age of Payment Diversity" <2019, München> 1 Josef Eul Verlag GmbH 1 Mecklenburg-Vorpommern / Justizministerium 1 Narodowy Bank Polski 1 Rheinisch-Westfälische Technische Hochschule Aachen 1 Time.lex 1 VVA 1 VVA Europe <Körperschaft> 1 time.lex <Körperschaft> 1
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Published in...
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The usage, costs and benefits of cash - revisited : International Cash Conference 2014 9 Working paper / National Bureau of Economic Research, Inc. 7 NBER working paper series 6 Journal of payments strategy & systems 5 NBER Working Paper 5 Research Data Reports Paper 5 Working papers / Federal Reserve Bank of Boston 5 DNB Working Papers 4 DNB working paper 4 DNB working papers 4 SpringerLink / Bücher 4 Working papers / Federal Reserve Bank of Atlanta 4 Banque de France bulletin / Quarterly selection of articles 3 Business-to-Business-Marketing 3 Journal of banking & finance 3 Research discussion paper / Reserve Bank of Australia : RDP 3 The business guide to credit management : advice and solutions for cash-flow control financial risk and debt management 3 Applied Marketing Science / Angewandte Marketingforschung 2 Bulletin / Reserve Bank of Australia 2 De Nederlandsche Bank Working Paper 2 Discussion Paper Series 1 2 Discussion Paper Series 1: Economic Studies 2 Discussion paper / Centre for Economic Policy Research 2 Documentos de trabajo / Banco Central del Uruguay 2 ECB Working Paper 2 EUI working paper 2 FRB Atlanta Working Paper 2 Journal of financial services research : JFSR 2 KSI : Krisenprävention, Sanierungsberatung, Insolvenzmanagement 2 Marketing letters : a journal of research in marketing 2 Monetary policy & the economy : quarterly review of economic policy 2 Mu̐helytanulmányok / Magyar Tudományos Akadémia, Közgazdaságtudományi Intézet 2 NBP working paper 2 Occasional studies / De Nederlandsche Bank 2 Psychology & marketing 2 Questioni di economia e finanza 2 SNB working papers 2 William Davidson Institute working papers series 2 Working Paper Series / European Central Bank 2 Working paper 2
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Source
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ECONIS (ZBW) 281 RePEc 15 EconStor 7 BASE 1
Showing 1 - 50 of 304
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Uncovering the digital payment divide : understanding the importance of cash for groups at risk
Cruijsena, Carin van der; Reijerink, Jelmer - 2023
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014307011
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Analysis of the payment habits in Malta
Savo, Stefano; Galea, Brenda Lee - 2025
This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015358580
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You are how you pay: understanding and identifying the payment behavior of sociodemographic groups
Mäder, Aurel Ruben; Jüttner, Matthias Paul; … - 2024
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015185145
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Annual report ...
EU Payment Observatory - Luxembourg : Publications Office of the European Union - 2023-
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014512217
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"Principales medios de pago en El Salvador y la tendencia hacia la innovación"
Arévalo Zeledón, Ana Carolina; Rubio Coreno, Norma Beatriz - 2024
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014634154
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The effect of payment delay on consumer purchase intention
Choy, Minkyung - In: Administrative Sciences : open access journal 14 (2024) 9, pp. 1-19
While previous studies have focused on the form of payment methods as a criterion, this study proposes payment delay as a new criterion and examines the relationship between consumers' need for closure (NFC) and temporal construal in payment situations. Three empirical studies were conducted...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015072403
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Consumer payment behavior by income and demographics
Greene, Claire; Perry, Julian; Stavins, Joanna - 2024 - This version: July 2024
Despite the introduction of an array of innovations and new payment options for consumers over the last decade, income and demographics remain significant predictors of payment behavior. Using data from a 2023 consumer payments diary, we find that income, age, and education are significant...
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Euro area consumers' payment behaviour and banking digitalisation
Meyer, Justus; Teppa, Federica - 2023 - This draft: 19 March 2023
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Machine Learning Modelle zur Vorhersage von Zahlungsausfällen im Energiemarkt
Stecker, Rouven; Lehrbass, Frank - 2023
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Report on the payment attitudes of consumers in Italy : results from the ECB SPACE 2022 survey
Coletti, Gabriele; Di Iorio, Alberto; Pimpini, Emanuele; … - 2023
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Consumer payment behaviour in Australia
Nguyen, Thuong; Watson, Benjamin - In: Bulletin / Reserve Bank of Australia (2023), pp. 21-29
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The evolution of consumer payments in Australia : results from the 2022 consumer payments survey
Livermore, Tanya; Mulqueeney, Jack; Nguyen, Thuong; … - 2023
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Cash usage in Poland in 2020 : insights into the role of the COVID-19 pandemic and spatial aspects
Kotkowski, Radosław; Manikowski, Arkadiusz - In: Journal of banking and financial economics 19 (2023) 1, pp. 85-113
The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods and services they are purchasing. The basis of our investigation is microdata obtained in 2020, during the "Payment Habits in Poland in 2020" study, which was conducted by...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014515029
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Late Payment Regulation
European Commission / Directorate-General for Internal … - 2023
Late payments affect every sector and every Member State and disproportionately impact SMEs. Each year across Europe, thousands of SMEs go bankrupt waiting to be paid, jobs are lost and the EU's competitiveness is negatively impacted. With these revised rules, the EU is stepping up its fight...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015278687
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Late Payment Regulation
European Commission / Directorate-General for Internal … - 2023
Late payments affect every sector and every Member State and disproportionately impact SMEs. Each year across Europe, thousands of SMEs go bankrupt waiting to be paid, jobs are lost and the EU's competitiveness is negatively impacted. With these revised rules, the EU is stepping up its fight...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015278746
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Cashless payments and consumer spending
Brown, Martin; Nacht, Yves; Nellen, Thomas; Stix, Helmut - 2023 - This version: November 2023
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The Pandemic, Cash and Retail Payment Behaviour : Insights from the Future of Payments Database
Auer, Raphael A.; Cornelli, Giulio; Frost, Jon - 2023
The Covid-19 pandemic has been a shock to retail payment behaviour. How have the changes differed across countries? What do they imply for the future of cash and digital payments? We assemble a new “Future of Payments” database on retail payment behaviour for up to 95 countries over...
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Nudging Payment Behavior
Bonan, Jacopo; D'Adda, Giovanna; Mahmud, Mahreen; Said, … - 2023
This paper reports results from a randomized control trial with a pay-as-you-go (PAYG) solar system provider in Pakistan. In the default treatment, customers are told the amount to pay every month to keep the system active. In a first treatment, customers are assisted in planning this monthly...
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Cashless payment methods and COVID-19 : evidence from Japanese consumer panel data
Fujiki, Hiroshi - In: The Japanese economic review : the journal of the … 76 (2025) 1, pp. 121-162
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Effects of covid-19 on payment method preferences of poles
Kubiczek, Jakub - In: Financial internet quarterly 18 (2022) 4, pp. 35-49
Repeated payments create a certain habit in terms of the preferred payment method. Its formation stems from the simultaneous effect of a variety of factors, while its persistent character implies a difficulty in its change. The outbreak of the COVID-19 pandemic has influenced the terms of how...
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The 2012 Diary of Consumer Payment Choice
Greene, Claire; Schuh, Scott D.; Stavins, Joanna - 2022
This paper describes the results, content, and methodology of the 2012 Diary of Consumer Payment Choice (DCPC), the first edition of a survey that measures payment behavior through the daily recording of U.S. consumers? spending by type of payment instrument. A diary makes it possible to collect...
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Consumer payment preferences in the euro area
Kajdi, László - 2022
Payments are a key focus of central banks, as - together with the safe, efficient operation of the payments market - wide access to cash is fundamentally important for a healthy economy. In this study, three main research areas were investigated: 1. socioeconomic characteristics that can be...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013373669
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Ctrl+C ctrl+pay : do people mirror payment behaviour of their peers?
Cruijsen, Carin van der; Knoben, Joris - 2018
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10011918130
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More of the same : painful payment methods decrease variety seeking
Huang, Liang; Siddiqui, Rafay A.; Pocheptsova Ghosh, … - In: Marketing letters : a journal of research in marketing 35 (2024) 4, pp. 533-545
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Payment habits of the Hungarian households in 2020
Deák, Vivien; Nemecskó, István; Végső, Tamás - 2021
The transition from the state ownership to market mechanisms in Hungary fundamentally altered the geography of domestic micro, small, and medium enterprises (SMEs). This study investigates the spatial and temporal evolution of owner numbers, using data on all Hungarian SMEs between 1991 and 2019...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013041112
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Cash-Management in Times of COVID-19
Alvarez, Fernando; Argente, David - 2021
The incidence of COVID-19 has systematically decreased households’ use of cash as means of payment as well as the average size and frequency of cash withdrawals. We argue that the structure of Baumol-Tobin type inventory theoretical models and their extensions can be used to separate the...
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Zahlungsverhalten in Deutschland 2020 - Bezahlen im Jahr der Corona-Pandemie : Erhebung über die Verwendung von Zahlungsmitteln
Deutsche Bundesbank - 2021
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Payments evolution from paper to electronic : bill payments and purchases
Stavins, Joanna - 2021 - This version: April 2021
Consumer payments in the United States gradually have been shifting away from paper checks for the past several years. Cash use has declined as well, although at a much slower pace. As the number of check payments has decreased, those payments have been replaced with electronic and card...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012581421
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COVID-19 pandemic increases the divide between cash and cashless payment users in Europe
Kotkowski, Radoslaw; Polasik, Michal - 2021
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Has COVID changed consumer payment behavior?
Greene, Claire; Merry, Ellen; Stavins, Joanna - 2021 - This version: October 2021
The COVID-19 pandemic has caused large changes in consumer spending, including how people make their payments. We use data from a nationally representative survey of U.S. consumers collected before COVID in 2018 and 2019 and during COVID in 2020 to analyze changes in consumer payment behavior...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012705023
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Cash-management in times of Covid-19
Alvarez, Fernando; Argente, David - In: Covid economics : vetted and real-time papers (2021) 68, pp. 139-171
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Switching from cash to cashless payments during the COVID-19 pandemic and beyond
Wisniewski, Tomasz Piotr; Polasik, Michal; Kotkowski, … - 2021
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012546109
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Incentivizing Behavioral Change : The Role of Time Preferences
Aggarwal, Shilpa; Dizon-Ross, Rebecca; Zucker, Ariel D. - 2021
How should the design of incentives vary with agent time preferences? We develop two predictions. First, “bundling” the payment function over time – specifically by making the payment for future effort increase in current effort – is more effective if individuals are impatient over...
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Has COVID Changed Consumer Payment Behavior?
Greene, Claire; Merry, Ellen A; Stavins, Joanna - 2021
The COVID-19 pandemic has caused large changes in consumer spending, including how people make their payments. We use data from a nationally representative survey of U.S. consumers collected before COVID in 2018 and 2019 and during COVID in 2020 to analyze changes in consumer payment behavior...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013310108
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The determinants of consumer cash usage in Turkey
Çevik, Saygın; Teber, Dilan - 2021
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The use of cash by households in the euro area
Esselink, Henk; Hernández, Lola - 2017
Although euro banknotes and coins have been in circulation for fifteen years, not much is known about the actual use of cash by households. This paper presents an estimation of the number and value of cash transactions in all 19 euro area countries in 2016, based on survey results. It presents...
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Pay cash, buy less trash? : evidence from German payment diary data
Eschelbach, Martina - 2017
This research note empirically investigates whether cash can prevent consumers from making needless purchases in unexpected shopping situations. Cash can have a disciplinary effect on short-term consumption because it imposes a strong temporary budget constraint and also reinforces the pain of...
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Payment behaviour : the role of socio-psychological factors
Cruijsen, Carin van der; Horst, Frank van der - 2016
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10011565360
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Consumers' preferences towards digital payments while online and offline shopping post COVID-19
Singla, Babita; Shalender, Kumar; Sharma, Sandhir - In: Revolutionizing financial services and markets through …, (pp. 288-297). 2023
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Changes in US payment behaviour during COVID-19 : differences by income and demographics
Greene, Claire; Merry, Ellen A.; Stavins, Joanna - In: Journal of payments strategy & systems 17 (2023) 3, pp. 230-237
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Charitable giving and intermediation : a principal agent problem with hidden prices
Chlaß, Nadine; Gangadharan, Lata; Jones, Kristy - In: Oxford economic papers 75 (2023) 4, pp. 941-961
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The taxman cometh : pathways out of a low-capacity trap in the Democratic Republic of the Congo
Weigel, Jonathan; Ngindu, Elie Kabue - In: Economica 90 (2023) 360, pp. 1362-1396
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014381191
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Buy now, pay later : a cross-country analysis
Cornelli, Giulio; Gambacorta, Leonardo; Pancotto, Livia - In: BIS quarterly review : international banking and … (2023), pp. 61-75
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A Theory of Payments-Chain Crises
Bigio, Saki - National Bureau of Economic Research - 2023
This paper introduces an endogenous network of payments chains into a business cycle model. Agents order production in bilateral relations. Some payments are executed immediately. Other payments, chained payments, are delayed until other payments are executed. Because production starts only...
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Consumer payment behaviour in Australia : evidence from the 2019 consumer payments survey
Caddy, James; Delaney, Luc; Fisher, Chay - 2020
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013263102
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¿Por qué las personas usan pagos digitales?: evidencia a partir de microdatos de Perú
Aurazo, José; Vega, Milton - 2020 - Esta versión: diciembre 2020
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012420252
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The 2015 and 2016 Diaries of Consumer Payment Choice : Technical Appendix
Angrisani, Marco - 2020
This document serves as the technical appendix to the 2015 and 2016 editions of the Diary of Consumer Payment Choice (DCPC) administered by the Center for Economic and Social Research. The DCPC is a study designed primarily to collect data on financial transactions over a three-day period by...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012851994
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How Does Mobile Payment Technology Affect Consumer Payment Behavior?
Zhang, Liang - 2020
In recent years, mobile payment technology has been enjoying a rising popularity among consumers. While the innovation provides flexibility and convenience, it could also facilitate consumers' substitution of currency and checks by cards. Furthermore, the technology could affect consumers'...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012834883
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Do Credit Card Companies Screen for Behavioural Biases?
Ru, Hong - 2020
Using granular data on the contract terms and design details of more than 1.3 million credit card offers, we document how card issuers shroud unappealing, back-loaded features of an offer (e.g., high default APRs, late or over-limit fees) via the position of the information, font size, or...
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Alternative methods for studying consumer payment choice
Shy, Oz - 2020
The study of consumer payment choice at the point of sale involves a classification of payment methods such as cash, credit cards, debit cards, prepaid cards, paper checks, and electronic payments withdrawn from consumers' bank accounts. I describe alternative methods for studying consumer...
Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10012236591
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