Purpose - This paper examines why farmers self-select out of formal credit markets even though they need external funds. Design/methodology/approach - We use probit and Bayesian probit estimators to detect the determinants of self-selection behavior based on a primary dataset of 2,212 rice...

This study aims to assess the economic impacts of the National Family Farming Strengthening Program (Pronaf) in the various Brazilian biomes. The impacts at the sectoral, regional, and macroeconomic levels, arising from increases in rural credit to farmers in Brazilian territory - family and...

This study investigates the role of digital inclusive finance (DIF) in strengthening rural economic resilience in China. Analyzing data from 31 Chinese provinces over 2011-2020, it explores how DIF impacts rural economic resilience, considering factors like the market environment and rural...

In an era of growing financial complexity, understanding the financial literacy levels of rural agribusiness women is paramount for promoting economic empowerment and inclusion. This study examines the financial literacy levels among rural agribusiness women in Luweero District, Uganda, and the...

Purpose - The purpose of this paper is to propose a model that will demonstrate how the integration of Salam (exclusive agricultural commodity trade) with Takaful (micro-Takaful - a subdivision of Islamic insurance) and value chain can address major challenges facing the agricultural sector in...

This paper employs a Regression Discontinuity Design (RDD) methodology, utilizing data from the Chinese Household Finance Survey (CHFS), China Rural Statistical Yearbook, China Financial Yearbook, and China Statistical Yearbook. The analysis scrutinizes rural financial exclusion from dual...

Using 791 consistent households in the balanced panel, comprising 3,985 households in the unbalanced panel-from a nationally representative, multipurpose, five-round (1988, 2000, 2004, 2008, and 2014) Mahabub Hossain Panel Data in Bangladesh-we provide evidence for the long-term impact of...

This study empirically examines bank spatial competition within the rural banking setting of Indonesia. The specific focus is on bank cost efficiency. It presents a new competition measure based on two spatial variables: physical distances and Thiessen polygon market boundaries. This study uses...

This research aims to examine the mediating role of microfinance governance in the relationship between financial literacy and microfinance sustainability. The research used the purposive sampling method to collect data from the Women Farmers Group (WFG) "Tapa Walla Badi" in Mbatakapidu village,...

The goal of this research is to investigate how various variables, including ease of use, usefulness, and social influence, competencies affect a specific phenomenon, and COVID-19 on digital readiness and examine the role of attitude as mediating variables. This study used a quantitative...

In the Globalized World, it is not just the competition, but the principles of co-operation which takes the economies into win-win situation and rise the Standard of Living of the masses and total output in the world. The Global Mutual Co-operation of the economies can change the face of the...

Purpose: Farmers have great importance in our country. They give us the stuff to consume, thus we are dependent on them. Since everyone requires healthy food to survive, farmers must be trusted. The agricultural industry is crucial to the country's economic development, food security, creation...

Majority of the population of Rajasthan lives in rural areas. Before independence, debt payments were made by moneylenders and Nagar Seth. After the establishment of the Village Bank on October 2, 1975, they were entrusted with the task of disbursing village loans. Rural banks provide individual...

A payments bank is like any other banks, it can carry out most banking operations but can’t advance loans or issue credit cards. The main objective of payments bank is to widen the spread of payment and financial services to small business, low-income households, and migrant labor workforce in...

Financial inclusion is one of the emerging aspects in the socio – economic development of the country. Pradhan Mantri Jan Dhan Yojana scheme is national priority of every Indian citizen can easily open bank account. This scheme mostly helpful all the income people can easily opened and...

Twenty-six million people live in the Appalachian region, which includes parts of Alabama, Georgia, Kentucky, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, and Virginia, and all of West Virginia. Thirty-three percent of Appalachians live in rural...

In this study we investigated informal transactions amongst Chinese farmers through the lens of social interactions. Along these lines we developed a theoretical model to investigate kindness and the conditions under which a fairness equilibrium in informal credit markets might operate. We use...

The agricultural sector in developing countries like Nigeria is characterized by low productivity, driven partly by low use of modern agricultural technologies. Poor access to credit is seen as a key barrier to adoption of these technologies. Policy discourses and literature often associate...

Purpose: This paper aims to find out the performance of the Grameen Banks of West Bengal after their merger. Design/methodology/approach: The objective of the paper is to measure the performance of Paschim Banga Gramin Bank (PBGB) and Bangiya Gramin Vikash Bank (BGVB) after their amalgamation,...

We investigate the extent of credit risk management in the Indonesian rural banking industry. Specifically, we focus on the role of diversification, capital buffer, and ownership on the probability of incidence and trajectory of two credit risk proxies—loan loss reserve to non-performing loan...

Investment in agriculture is very crucial in the present situation of Nigeria. The effort to overcome food insecurity can only be efficacious if steps in the right direction will be taken. At this juncture in the Nigerian economic history, the right step to take is to adequately finance...