Diese Studie untersucht die Entwicklung der Assekuranz in den letzten 30 Jahren und gibt einen Ausblick auf zukünftige Trends in der Branche. Während sich einige der in früheren Studien prognostizierten Entwicklungen, wie die Internationalisierung und Konsolidierung, bestätigt haben,...

Purpose - The purpose of this paper is to report on how the barriers that prevent or hinder the applicability of artificial intelligence (AI) impact its use in an insurance company. Design/methodology/approach - Through bibliographic research, this paper maps the literature to identify the...

Rising life expectancies and lower birth rates are creating new societal challenges. Health systems are increasingly strained and people’s financial security is at risk as savings must stretch over a longer period. These challenges pave the way for innovation and fresh thinking on the...

The objective of this paper is to analyse profitability and risk through the return on equity (ROE) measure of the open economy insurance sector in a non-stable economic period with an economic shock chain, during the years 2018-2022, characterised by an overheating economy, the Covid pandemic,...

Capital investment in longevity science-research targeting the biological processes of aging through interventions like cellular reprogramming, AI-driven drug discovery, and biological age monitoring-may create significant divergence between traditional actuarial projections and emerging...

This study investigates the complex relationship between insurance and investment strategies in the Czech Republic using a PICOT-PRISMA approach that focuses on high-impact Social Sciences Citation Index (SSCI) articles from Q1-Q3 journals. By examining both mandatory and optional insurance...

The objective of this paper is to theoretically expand the understanding of tight management control with respect to action controls. An empirical conceptualization of tight control has so far only been available for budgeting (Van der Stede 2001). Our paper is based on a case study in the...

Although the relationship between ESG performance and firm performance has been the subject of several studies, the nonlinear relationship between ESG performance and the corporate performance of insurance companies remains less explored, specifically in the Middle East, North Africa, and Turkey...

This supplement contains auxiliary technical results and proofs omitted from Bloedel, Krishna, and Leukhina (2025) (henceforth BKL) and its Supplemental Appendix (henceforth SA). First, Section I proves parts (a)–(c) and (e)–(f) of Theorem 3 from Appendix B.1 of BKL. (Part (d) of Theorem 3...

We study the role of life insurers in the transmission of US monetary policy. Insurers have uniquely long-term liabilities. We posit that they face a trade-off between matching liability duration exposure by investing in long-term government debt and earning higher yields by shifting to...

Extreme weather has profoundly affected countries across South America (SA), given the importance of the agricultural sector for the economies. However, these effects have not yet been properly measured. In our study, we construct a unique dataset of high-frequency satellite data on temperature,...

This paper investigates the dynamic interdependencies between the European insurance sector and key financial markets-equity, bond, and banking-by extending the Generalized Forecast Error Variance Decomposition framework to a broad set of performance and risk indicators. Our empirical analysis,...

We document a novel transmission channel of monetary policy through the homeowners insurance market. On average, contractionary monetary policy shocks result in higher homeowners insurance prices. Using granular data on insurers' balance sheets, we show that this effect is driven by the...

We argue that capital misallocation arises endogenously due to incomplete consumption insurance. We model risk-averse entrepreneurs with heterogeneous productivity who face idiosyncratic output shocks and choose how much capital to rent before uncertainty unfolds. We show that incomplete markets...

This article provides an overview of the current state-of-the-art in cyber risk and cyber risk management, focusing on the mathematical models that have been created to help with risk quantification and insurance pricing. We discuss the main ways that cyber risk is measured, starting with...

The report assesses options as regards the management and operation of a new Unemployment Benefit Fund (UBF) in Eswatini. Two institutions have been proposed by the Government as potential operators - the Public Sector Pension Fund (PSPF) and the Eswatini National Provident Fund (ENPF). Based on...

Diese Studie untersucht die Entwicklung der Assekuranz in den letzten 30 Jahren und gibt einen Ausblick auf zukünftige Trends in der Branche. Während sich einige der in früheren Studien prognostizierten Entwicklungen, wie die Internationalisierung und Konsolidierung, bestätigt haben,...

Ob der Versicherungsnehmer effektiv aus einer Versicherung geschützt ist, hängt auch davon ab, ob in einem allfälligen Prozess der Nachweis des Eintritts des Versicherungsfalls gelingt. Im Versicherungsrecht stellen sich daher häufig Fragen des Beweismaßes, der Beweislast und der...

Das Segment der Kleinunternehmen, dem Unternehmen mit bis zu 49 Mitarbeitern angehören, wird von 70% der befragten Schweizer Schaden- und Lebensversicherungsunternehmen als wichtige strategische Zielgruppe in der Geschäftsentwicklung betrachtet. Trotz dieser Bedeutung wurde bisher...