• 1 Introduction
  • 1.1 Aims of the report
  • 1.2 Policy context
  • 1.3 Existing research
  • 1.4 Structure of the report
  • 2 Who becomes disabled?
  • 2.1 Definitions of ‘becoming disabled’
  • 2.2 Precursors of disability
  • 2.3Who is most at risk?
  • 2.4 Discussion
  • 3 Risks of poverty following onset of disability
  • 3.1 Introduction
  • 3.2 Overall changes in income
  • 3.3 Transitions into and out of poverty
  • 3.4 Risks of poverty before and after onset
  • 3.5 Discussion
  • 4 Changes in paid and unpaid work
  • 4.1 Own employment and earnings
  • 4.2 Spouse’s employment and caring activity
  • 4.3 Changes in combined earnings of couples
  • 4.4 Discussion
  • 5 Changes in benefit income
  • 5.1 Overview
  • 5.2 Incapacity benefit: replacing lost earnings?
  • 5.3 Carers Allowance: compensating for lost earnings?
  • 5.4 Discussion
  • 6 Changes in the cost of living
  • 6.1 Introduction and methods
  • 6.2 Comparing extra costs incurred with benefits received
  • 6.3 Risk of poverty, adjusting for extra costs
  • 6.4 Discussion
  • 7 Becoming disabled, being socially excluded?
  • 7.1 Subjective well-being and the onset of disability
  • 7.2 Changes to the household
  • 7.3 Being socially excluded and becoming disabled
  • 7.4 Preventative and protective policies
  • Data appendix
  • References