Desenvolvimento econômico, preferência pela liquidez e acesso bancário: um estudo de caso [Economic development, liquidity preference and access to bank services: a case study].

The aim of this paper is to study the access to bank services and the public liquidity preference in Minas Gerais. The theoretical approach will be post-keynesian, which suggests that in peripherical regions the liquidity preference would be higher, due to the uncertainty. This situation leads to fewer bank branches, less information within the peripheral region and lower willingness in lending by the bank system. In this way, regions with higher liquidity preferences and lower access to bank services are supposed to show credit problems, what make their development more difficult.