//-->
Individual insurance products : is there a real choice for Russians?
Shchelokova, Svetlana V., (2023)
Russia report 1998 : insurance market survey with emphasis on life business
Ruf-Fiedler, Olga, (1999)
Compulsory insurance and voluntary self-insurance: substitutes or complements? : a matter of risk attitudes
Pannequin, François, (2017)