• 1 Introduction
  • 2 Design of Field Study
  • 2.1 Design of Financial Education Program
  • 2.2 Measuring Time Preferences
  • 3 Results
  • 3.1 Descriptive Statistics
  • 3.2 The Effect of Time Preferences on Participation
  • 3.3 Time Preferences and Prior Financial Knowledge
  • 4 Discussion and Conclusions
  • References