Em busca de um novo paradigma para o seguro rural no Brasil

The implementation of a crop insurance program is an oldrequirement of the agricultural sector. After the failure of the NationalCrop Insurance Company (CNSA), in the period of 1954 through 1966,the federal government started to stimulate the agricultural insurance market. Aiming increase the crop insurance operations the Governmentapproved Law n. 10.823 which subsidize part of the premium paid byfarmers. The nature of this work is essentially analytical, such that anyquantitative model has been established. Over the years, governmentrisk management tools, such as, Proagro and some private insurancecompanies have had unsatisfactory financial results suggesting that thecurrent crop insurance model presents signals of decline. This article showsthe main initiatives, state and private, and suggests a set of measuresto develop the agricultural insurance in the country.