Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes : estimation based on household data from rural Shandong, China

This study uses household level data collected in Shandong Province of China to study rural formal financial institutions' lending volume decisions, the number of lending approvals, and respondentsattitude towards interest rates on formal loan in China's rural setting. The main body of the dissertation consists of three separate chapters. The first chapter of the main body in the dissertation examines how rural households' characteristics affect one important dimension of lending decision-making practices of financial institutions. The second chapter of the main body in the dissertation at...