Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi

We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings model to study which kind of households' in Finland would benefit the most from life annuities.

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Year of publication:	2008
Authors:	Määttänen, Niku ; Valkonen, Tarmo
Publisher:	Helsinki : The Research Institute of the Finnish Economy (ETLA)
Subject:	Leibrente \| Alterssicherung \| Steuer \| Lebenszyklus \| Finnland \| Equity release \| taxation \| life annuities

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Series:	ETLA Discussion Papers ; 1141
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Working Paper
Language:	Finnish
Other identifiers:	568780426 [GVK] hdl:10419/44549 [Handle] RePEc:rif:dpaper:1141 [RePEc]
Classification:	D14 - Personal Finance ; G22 - Insurance; Insurance Companies ; H24 - Personal Income and Other Nonbusiness Taxes and Subsidies
Source:	EconStor

Persistent link: https://www.econbiz.de/10010273046