Innovations monétaires, financières et bancaires : les signes représentatifs de la monnaie

In his writings devoted to monetary questions, Say studies in details monetary, financial and bank innovations which he designates by the expression ?representative signs of money?. Say?s analysis on money and its representation signs is very important since it takes place in a context of major change in the monetary field. The aim of this paper is to show how, in Says? analysis, these representative signs of money are innovations of major importance. The paper begins with an analysis of the position of the representative signs of money compared to money itself. Then it studies promissory notes, bills of exchange and banknotes. Finally, the consequences of their circulation in the economy are presented, especially on the activity of producers. JEL Codes : B12, E4, E5